Karjan Nagrik Sahakari Bank Karjan Nagrik Sahakari Bank Imps IFSC Code
Karjan Nagrik Sahakari Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Karjan Nagrik Sahakari Bank Imps
Address
The Karjan Nagrik Sahakari Bank Ltd.,nava Bazar,opp.nilkantheshwar Mahadev,karjan 391 240 Dist.baroda
View on Google MapsDistrict
Ahmedabad
State
Maharashtra
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Frequently Asked Questions
About Karjan Nagrik Sahakari Bank Karjan Nagrik Sahakari Bank Imps (nava Bazar Opp Nilkantheshwa - Ksbl), Ahmedabad
The IFSC code GSCB0UTKSBL (lowercase: gscb0utksbl) belongs to Karjan Nagrik Sahakari Bank, specifically the Karjan Nagrik Sahakari Bank Imps (nava Bazar Opp Nilkantheshwa - Ksbl) branch located in Ahmedabad, Maharashtra.
The 5th character in the IFSC code GSCB0UTKSBL is a zero (0), not the letter 'O'. The correct format is GSCB0UTKSBL (lowercase: gscb0utksbl), and not GSCBOUTKSBL. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Karjan Nagrik Sahakari Bank Karjan Nagrik Sahakari Bank Imps (nava Bazar Opp Nilkantheshwa - Ksbl) in Ahmedabad, Maharashtra is GSCB0UTKSBL. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Karjan Nagrik Sahakari Bank Karjan Nagrik Sahakari Bank Imps (nava Bazar Opp Nilkantheshwa - Ksbl) is located at The Karjan Nagrik Sahakari Bank Ltd.,nava Bazar,opp.nilkantheshwar Mahadev,karjan 391 240 Dist.baroda, Ahmedabad, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Karjan Nagrik Sahakari Bank Karjan Nagrik Sahakari Bank Imps (nava Bazar Opp Nilkantheshwa - Ksbl) is 391803101. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code GSCB0UTKSBL is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code GSCB0UTKSBL by checking: (1) The top-left corner of any Karjan Nagrik Sahakari Bank Karjan Nagrik Sahakari Bank Imps (nava Bazar Opp Nilkantheshwa - Ksbl) cheque leaf, (2) The first page of your Karjan Nagrik Sahakari Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: GSCB0UTKSBL
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
GSCB0UTKSBL
What Each Part Means
- Bank Code — GSCB
- The first 4 characters uniquely identify Karjan Nagrik Sahakari Bank at the national level. Every branch of Karjan Nagrik Sahakari Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — UTKSBL
- The final 6 characters UTKSBL uniquely identify this specific branch within the Karjan Nagrik Sahakari Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | GSCB | Identifies Karjan Nagrik Sahakari Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | UTKSBL | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Karjan Nagrik Sahakari Bank
Karjan Nagrik Sahakari Bank Imps (nava Bazar Opp Nilkantheshwa - Ksbl), Ahmedabad, Maharashtra
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | GSCB0UTKSBL | 391803101 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.