Kannur Co Operative Urban Bank Kannur Co-operative Urban Bank Imps IFSC Code
Kannur Co Operative Urban Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Kannur Co-operative Urban Bank Imps
District
Cannur
State
Maharashtra
🔍 Search for another branch
Top Financial Tools for Kannur Co Operative Urban Bank Customers
Free calculators — no login required
Kannur Co Operative Urban Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Kannur Co Operative Urban Bank RD Calculator
Compute recurring deposit maturity with monthly deposits
Kannur Co Operative Urban Bank APY Calculator
Plan your Atal Pension Yojana monthly contribution & pension amount
Kannur Co Operative Urban Bank SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity for your daughter
Frequently Asked Questions
About Kannur Co Operative Urban Bank Kannur Co-operative Urban Bank Imps (centre Bank Road Kannur 6700 - 0ku1), Cannur
The IFSC code IBKL0340KU1 (lowercase: ibkl0340ku1) belongs to Kannur Co Operative Urban Bank, specifically the Kannur Co-operative Urban Bank Imps (centre Bank Road Kannur 6700 - 0ku1) branch located in Cannur, Maharashtra.
The 5th character in the IFSC code IBKL0340KU1 is a zero (0), not the letter 'O'. The correct format is IBKL0340KU1 (lowercase: ibkl0340ku1), and not IBKLO340KU1. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Kannur Co Operative Urban Bank Kannur Co-operative Urban Bank Imps (centre Bank Road Kannur 6700 - 0ku1) in Cannur, Maharashtra is IBKL0340KU1. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Kannur Co Operative Urban Bank Kannur Co-operative Urban Bank Imps (centre Bank Road Kannur 6700 - 0ku1) is located at Main Branch Raman Centre, Bank Road, Kannur 670001, Cannur, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Kannur Co Operative Urban Bank Kannur Co-operative Urban Bank Imps (centre Bank Road Kannur 6700 - 0ku1) is 670801002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code IBKL0340KU1 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IBKL0340KU1 by checking: (1) The top-left corner of any Kannur Co Operative Urban Bank Kannur Co-operative Urban Bank Imps (centre Bank Road Kannur 6700 - 0ku1) cheque leaf, (2) The first page of your Kannur Co Operative Urban Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IBKL0340KU1
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
IBKL0340KU1
What Each Part Means
- Bank Code — IBKL
- The first 4 characters uniquely identify Kannur Co Operative Urban Bank at the national level. Every branch of Kannur Co Operative Urban Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 340KU1
- The final 6 characters 340KU1 uniquely identify this specific branch within the Kannur Co Operative Urban Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IBKL | Identifies Kannur Co Operative Urban Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 340KU1 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Kannur Co Operative Urban Bank
Kannur Co-operative Urban Bank Imps (centre Bank Road Kannur 6700 - 0ku1), Cannur, Maharashtra
Cheque No.
00003401
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IBKL0340KU1 | 670801002 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.