Jilla Sahakari Kendriya Bank Mydt Raisen Jilla Sahakari Kendriya Bank Mydt Raisen Imps IFSC Code
Jilla Sahakari Kendriya Bank Mydt Raisen
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Jilla Sahakari Kendriya Bank Mydt Raisen Imps
District
Raisen
State
Maharashtra
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Frequently Asked Questions
About Jilla Sahakari Kendriya Bank Mydt Raisen Jilla Sahakari Kendriya Bank Mydt Raisen Imps (sagar Road Raisen In - Dcay), Raisen
The IFSC code CBIN0MPDCAY (lowercase: cbin0mpdcay) belongs to Jilla Sahakari Kendriya Bank Mydt Raisen, specifically the Jilla Sahakari Kendriya Bank Mydt Raisen Imps (sagar Road Raisen In - Dcay) branch located in Raisen, Maharashtra.
The 5th character in the IFSC code CBIN0MPDCAY is a zero (0), not the letter 'O'. The correct format is CBIN0MPDCAY (lowercase: cbin0mpdcay), and not CBINOMPDCAY. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Jilla Sahakari Kendriya Bank Mydt Raisen Jilla Sahakari Kendriya Bank Mydt Raisen Imps (sagar Road Raisen In - Dcay) in Raisen, Maharashtra is CBIN0MPDCAY. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Jilla Sahakari Kendriya Bank Mydt Raisen Jilla Sahakari Kendriya Bank Mydt Raisen Imps (sagar Road Raisen In - Dcay) is located at Sagar Road, Raisen, In Front Of Posr Office, Raisen, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Jilla Sahakari Kendriya Bank Mydt Raisen Jilla Sahakari Kendriya Bank Mydt Raisen Imps (sagar Road Raisen In - Dcay) in Raisen is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code CBIN0MPDCAY is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code CBIN0MPDCAY by checking: (1) The top-left corner of any Jilla Sahakari Kendriya Bank Mydt Raisen Jilla Sahakari Kendriya Bank Mydt Raisen Imps (sagar Road Raisen In - Dcay) cheque leaf, (2) The first page of your Jilla Sahakari Kendriya Bank Mydt Raisen passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: CBIN0MPDCAY
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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CBIN0MPDCAY
What Each Part Means
- Bank Code — CBIN
- The first 4 characters uniquely identify Jilla Sahakari Kendriya Bank Mydt Raisen at the national level. Every branch of Jilla Sahakari Kendriya Bank Mydt Raisen across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — MPDCAY
- The final 6 characters MPDCAY uniquely identify this specific branch within the Jilla Sahakari Kendriya Bank Mydt Raisen network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | CBIN | Identifies Jilla Sahakari Kendriya Bank Mydt Raisen |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | MPDCAY | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
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Jilla Sahakari Kendriya Bank Mydt Raisen
Jilla Sahakari Kendriya Bank Mydt Raisen Imps (sagar Road Raisen In - Dcay), Raisen, Maharashtra
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | CBIN0MPDCAY | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.