Janata Sahakari Bank Pune Kadwai IFSC Code
Janata Sahakari Bank Pune
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Kadwai
Address
Shrigurusparshi House No.253b, Gat No.sub Div No.-543/2, Kadwai Bajarpeth, Kadwai, Tal-sangameshwar,dist-ratnagiri.415609
View on Google MapsDistrict
Sangameshwar
State
Maharashtra
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Other Janata Sahakari Bank Pune Branches in Sangameshwar
2 nearby branches — click to view IFSC
Sangmeshwar (bank Building Near Post Offi - 0027)
Janata Bank Building,near Post Office,navadi Sangameshwar,dist.ratnagiri 415611. E-mail Sangameshwar At Janatabankpune.com
Kasba Sangmeshwar (gram Panchayat Building - 0091)
Gram Panchayat Building,taluka Sangameshwar,dist Ratnagiri - 415608,e-mail Sangameshwar At Janatabanpune.com
Frequently Asked Questions
About Janata Sahakari Bank Pune Kadwai (shrigurusparshi House No.253 - 0092), Sangameshwar
The IFSC code JSBP0000092 (lowercase: jsbp0000092) belongs to Janata Sahakari Bank Pune, specifically the Kadwai (shrigurusparshi House No.253 - 0092) branch located in Sangameshwar, Maharashtra.
The 5th character in the IFSC code JSBP0000092 is a zero (0), not the letter 'O'. The correct format is JSBP0000092 (lowercase: jsbp0000092), and not JSBPO000092. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Janata Sahakari Bank Pune Kadwai (shrigurusparshi House No.253 - 0092) in Sangameshwar, Maharashtra is JSBP0000092. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Janata Sahakari Bank Pune Kadwai (shrigurusparshi House No.253 - 0092) is located at Shrigurusparshi House No.253b, Gat No.sub Div No.-543/2, Kadwai Bajarpeth, Kadwai, Tal-sangameshwar,dist-ratnagiri.415609, Sangameshwar, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Janata Sahakari Bank Pune Kadwai (shrigurusparshi House No.253 - 0092) is 415074506. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code JSBP0000092 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code JSBP0000092 by checking: (1) The top-left corner of any Janata Sahakari Bank Pune Kadwai (shrigurusparshi House No.253 - 0092) cheque leaf, (2) The first page of your Janata Sahakari Bank Pune passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: JSBP0000092
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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JSBP0000092
What Each Part Means
- Bank Code — JSBP
- The first 4 characters uniquely identify Janata Sahakari Bank Pune at the national level. Every branch of Janata Sahakari Bank Pune across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000092
- The final 6 characters 000092 uniquely identify this specific branch within the Janata Sahakari Bank Pune network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | JSBP | Identifies Janata Sahakari Bank Pune |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000092 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Janata Sahakari Bank Pune
Kadwai (shrigurusparshi House No.253 - 0092), Sangameshwar, Maharashtra
Cheque No.
00000092
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | JSBP0000092 | 415074506 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.