Janata Co Operative Bank Sadalga Janata Co-operative Bank Sadalga Imps IFSC Code
Janata Co Operative Bank Sadalga
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Janata Co-operative Bank Sadalga Imps
District
Sadalga
State
Maharashtra
🔍 Search for another branch
Top Financial Tools for Janata Co Operative Bank Sadalga Customers
Free calculators — no login required
Janata Co Operative Bank Sadalga FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Janata Co Operative Bank Sadalga RD Calculator
Compute recurring deposit maturity with monthly deposits
Janata Co Operative Bank Sadalga APY Calculator
Plan your Atal Pension Yojana monthly contribution & pension amount
Janata Co Operative Bank Sadalga SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity for your daughter
Frequently Asked Questions
About Janata Co Operative Bank Sadalga Janata Co-operative Bank Sadalga Imps (main Road Sadalga - 40jc), Sadalga
The IFSC code IBKL01340JC (lowercase: ibkl01340jc) belongs to Janata Co Operative Bank Sadalga, specifically the Janata Co-operative Bank Sadalga Imps (main Road Sadalga - 40jc) branch located in Sadalga, Maharashtra.
The 5th character in the IFSC code IBKL01340JC is a zero (0), not the letter 'O'. The correct format is IBKL01340JC (lowercase: ibkl01340jc), and not IBKLO1340JC. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Janata Co Operative Bank Sadalga Janata Co-operative Bank Sadalga Imps (main Road Sadalga - 40jc) in Sadalga, Maharashtra is IBKL01340JC. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Janata Co Operative Bank Sadalga Janata Co-operative Bank Sadalga Imps (main Road Sadalga - 40jc) is located at Main Road,sadalga, Sadalga, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Janata Co Operative Bank Sadalga Janata Co-operative Bank Sadalga Imps (main Road Sadalga - 40jc) is 591857503. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code IBKL01340JC is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IBKL01340JC by checking: (1) The top-left corner of any Janata Co Operative Bank Sadalga Janata Co-operative Bank Sadalga Imps (main Road Sadalga - 40jc) cheque leaf, (2) The first page of your Janata Co Operative Bank Sadalga passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IBKL01340JC
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
IBKL01340JC
What Each Part Means
- Bank Code — IBKL
- The first 4 characters uniquely identify Janata Co Operative Bank Sadalga at the national level. Every branch of Janata Co Operative Bank Sadalga across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 1340JC
- The final 6 characters 1340JC uniquely identify this specific branch within the Janata Co Operative Bank Sadalga network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IBKL | Identifies Janata Co Operative Bank Sadalga |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 1340JC | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Janata Co Operative Bank Sadalga
Janata Co-operative Bank Sadalga Imps (main Road Sadalga - 40jc), Sadalga, Maharashtra
Cheque No.
00001340
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IBKL01340JC | 591857503 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.