Janalaxmi Co Operative Bank Janalaxmi Coop Bank Nashik Road IFSC Code
Janalaxmi Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Janalaxmi Coop Bank Nashik Road
District
Nashik
State
Maharashtra
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Other Janalaxmi Co Operative Bank Branches in Nashik
4 nearby branches — click to view IFSC
Janalaxmi Co-operative Bank Imps (old Agra Road Nashik 422002 - Cb01)
Samruddhi Gadkari Chowk Old Agra Road Nashik 422002
Janalaxmi Coop Bank Samruddhi (old Agra Road Nashik 422002 - Cb02)
Samruddhi Gadkari Chowk Old Agra Road Nashik 422002
Janalaxmi Coop Bank Shivaji Road (arcade Shivaji Road Shalimar - Cb03)
Cavas Arcade Shivaji Road Shalimar Nashik 422001
Janalaxmi Coop Bank Deolaligaon (deolaligaon Nashik Road Nash - Cb04)
Deolaligaon Nashik Road Nashik 422101
Frequently Asked Questions
About Janalaxmi Co Operative Bank Janalaxmi Coop Bank Nashik Road (mitila Bldg Bytco Point Nash - Cb12), Nashik
The IFSC code YESB0JLCB12 (lowercase: yesb0jlcb12) belongs to Janalaxmi Co Operative Bank, specifically the Janalaxmi Coop Bank Nashik Road (mitila Bldg Bytco Point Nash - Cb12) branch located in Nashik, Maharashtra.
The 5th character in the IFSC code YESB0JLCB12 is a zero (0), not the letter 'O'. The correct format is YESB0JLCB12 (lowercase: yesb0jlcb12), and not YESBOJLCB12. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Janalaxmi Co Operative Bank Janalaxmi Coop Bank Nashik Road (mitila Bldg Bytco Point Nash - Cb12) in Nashik, Maharashtra is YESB0JLCB12. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Janalaxmi Co Operative Bank Janalaxmi Coop Bank Nashik Road (mitila Bldg Bytco Point Nash - Cb12) is located at Mitila Bldg Bytco Point Nashik Rd Nashik 422101, Nashik, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Janalaxmi Co Operative Bank Janalaxmi Coop Bank Nashik Road (mitila Bldg Bytco Point Nash - Cb12) is 422373012. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code YESB0JLCB12 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code YESB0JLCB12 by checking: (1) The top-left corner of any Janalaxmi Co Operative Bank Janalaxmi Coop Bank Nashik Road (mitila Bldg Bytco Point Nash - Cb12) cheque leaf, (2) The first page of your Janalaxmi Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: YESB0JLCB12
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
YESB0JLCB12
What Each Part Means
- Bank Code — YESB
- The first 4 characters uniquely identify Janalaxmi Co Operative Bank at the national level. Every branch of Janalaxmi Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — JLCB12
- The final 6 characters JLCB12 uniquely identify this specific branch within the Janalaxmi Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | YESB | Identifies Janalaxmi Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | JLCB12 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Janalaxmi Co Operative Bank
Janalaxmi Coop Bank Nashik Road (mitila Bldg Bytco Point Nash - Cb12), Nashik, Maharashtra
Cheque No.
00000012
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | YESB0JLCB12 | 422373012 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.