Janakalyan Sahakari Bank Fort IFSC Code
Janakalyan Sahakari Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Fort
Address
Shop No. 4, Ground Floor, Shanti Krupa Building, 163/165/169, Perin Nariman Street (bazar Gate Street), Fort, Mumbai 400 001
View on Google MapsDistrict
Mumbai
State
Maharashtra
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Other Janakalyan Sahakari Bank Branches in Mumbai
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140,vivek Darshan,sindhi Society,chembur - Mumbai 400 071.
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Parksite Colony,664, C/1-1, Bmc Colony, Opp. Bjp Office, Vikhroli-west, Mumbai 400079
Juhu (vidyanidhi School Bulding - 0004)
Vidyanidhi School Bulding, Jvpd Scheme, Vile Parle (west), Mumbai - 400 049.
Sion (geeta Building Opp Sion Bus - 0005)
Shop No.1, Gr. Floor, Geeta Building, Opp. Sion Bus Depot, Next To Hp Petrol Pump, Sion East, Mumbai 400 022
Frequently Asked Questions
About Janakalyan Sahakari Bank Fort (perin Nariman Street (bazar - 0002), Mumbai
The IFSC code JSBL0000002 (lowercase: jsbl0000002) belongs to Janakalyan Sahakari Bank, specifically the Fort (perin Nariman Street (bazar - 0002) branch located in Mumbai, Maharashtra.
The 5th character in the IFSC code JSBL0000002 is a zero (0), not the letter 'O'. The correct format is JSBL0000002 (lowercase: jsbl0000002), and not JSBLO000002. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Janakalyan Sahakari Bank Fort (perin Nariman Street (bazar - 0002) in Mumbai, Maharashtra is JSBL0000002. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Janakalyan Sahakari Bank Fort (perin Nariman Street (bazar - 0002) is located at Shop No. 4, Ground Floor, Shanti Krupa Building, 163/165/169, Perin Nariman Street (bazar Gate Street), Fort, Mumbai 400 001, Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Janakalyan Sahakari Bank Fort (perin Nariman Street (bazar - 0002) is 400105020. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code JSBL0000002 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code JSBL0000002 by checking: (1) The top-left corner of any Janakalyan Sahakari Bank Fort (perin Nariman Street (bazar - 0002) cheque leaf, (2) The first page of your Janakalyan Sahakari Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: JSBL0000002
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
JSBL0000002
What Each Part Means
- Bank Code — JSBL
- The first 4 characters uniquely identify Janakalyan Sahakari Bank at the national level. Every branch of Janakalyan Sahakari Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000002
- The final 6 characters 000002 uniquely identify this specific branch within the Janakalyan Sahakari Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | JSBL | Identifies Janakalyan Sahakari Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000002 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Janakalyan Sahakari Bank
Fort (perin Nariman Street (bazar - 0002), Mumbai, Maharashtra
Cheque No.
00000002
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | JSBL0000002 | 400105020 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.