Jana Small Finance Bank Mumbai- -thane IFSC Code
Jana Small Finance Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Mumbai- -thane
Address
Jana Small Finance Bank Ltd,office No.101 102,1st Floor,prestige Precint,near To Nitin Company,almira Road,thane -400601
View on Google MapsDistrict
Thane
State
Maharashtra
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Other Jana Small Finance Bank Branches in Thane
4 nearby branches — click to view IFSC
Thane (pune Link Road Katemanivali - 3099)
Jana Small Finance Bank Ltd,first Floor And First Floor Gavdevi Apartment,opp Hotel Nitin Raj Pune Link Road Katemanivali,kalyan East, 421306,india
Ambernath (bunglow Station Road Amberna - 3160)
Jana Small Finannce Bank Ltd,bs2 -2nd Floor,jai Laxmi Sagar Co.opp.society,near Commissioner Bunglow,station Road,ambernath -east -thane -421501
Mira Bhayander (railway Phatak Opp Hdfc Bank - 3339)
Jana Small Finance Bank Ltd,1st Floor,m B Trade Center,near Railway Phatak,opp Hdfc Bank,above Indusind Bank,bhayander ( East),thane - 401105
Dombivali (nandivli Mandapa Road Near B - 3341)
Jana Small Finance Bank Ltd,kundlik Dharshan,bearing No.20,204,205 Number,situated At Nandivli,mandapa Road,near Big Bazaar Mall,opp Sai Sharda Hall,dombivili.-421201
Frequently Asked Questions
About Jana Small Finance Bank Mumbai- -thane (company Almira Road Thane -4 - 3098), Thane
The IFSC code JSFB0003098 (lowercase: jsfb0003098) belongs to Jana Small Finance Bank, specifically the Mumbai- -thane (company Almira Road Thane -4 - 3098) branch located in Thane, Maharashtra.
The 5th character in the IFSC code JSFB0003098 is a zero (0), not the letter 'O'. The correct format is JSFB0003098 (lowercase: jsfb0003098), and not JSFBO003098. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Jana Small Finance Bank Mumbai- -thane (company Almira Road Thane -4 - 3098) in Thane, Maharashtra is JSFB0003098. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Jana Small Finance Bank Mumbai- -thane (company Almira Road Thane -4 - 3098) is located at Jana Small Finance Bank Ltd,office No.101 102,1st Floor,prestige Precint,near To Nitin Company,almira Road,thane -400601, Thane, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Jana Small Finance Bank Mumbai- -thane (company Almira Road Thane -4 - 3098) is 400788022. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code JSFB0003098 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code JSFB0003098 by checking: (1) The top-left corner of any Jana Small Finance Bank Mumbai- -thane (company Almira Road Thane -4 - 3098) cheque leaf, (2) The first page of your Jana Small Finance Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: JSFB0003098
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
JSFB0003098
What Each Part Means
- Bank Code — JSFB
- The first 4 characters uniquely identify Jana Small Finance Bank at the national level. Every branch of Jana Small Finance Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 003098
- The final 6 characters 003098 uniquely identify this specific branch within the Jana Small Finance Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | JSFB | Identifies Jana Small Finance Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 003098 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Jana Small Finance Bank
Mumbai- -thane (company Almira Road Thane -4 - 3098), Thane, Maharashtra
Cheque No.
00003098
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | JSFB0003098 | 400788022 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.