Jana Small Finance Bank Gwalior IFSC Code
Jana Small Finance Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Gwalior
Address
Jana Small Finance Bank Ltd,1st Floor,plot No.6,morar Enclave,gole Ka Mandir,gwalior -474005,madhya Pradesh,india
View on Google MapsDistrict
Gwalior
State
Madhya Pradesh
🔍 Search for another branch
Top Financial Tools for Jana Small Finance Bank Customers
Free calculators — no login required
Jana Small Finance Bank Home Loan EMI Calculator
Calculate EMI, total interest & amortisation schedule
Jana Small Finance Bank SIP Calculator
Project wealth from monthly mutual fund investments
Jana Small Finance Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Jana Small Finance Bank Car Loan EMI Calculator
Find your monthly instalment & total loan cost
Other Jana Small Finance Bank Branches in Gwalior
2 nearby branches — click to view IFSC
Gwalior (marg Ab Road Pargana Dist - 3462)
Jana Small Finance Bank Ltd,unit No.101& 102,1st Floor,laxmiganj,agra Babbi Marg,ab Road Pargana Dist,gwalior - 474011,india
Gwalior (house No 35305 Falke Ki Gant - 4551)
House No 35305 Falke Ki Ganth Rammandir Gali Iashkar Gwalior 474001
Frequently Asked Questions
About Jana Small Finance Bank Gwalior (6 Morar Enclave Gole Ka - 3122), Gwalior
The IFSC code JSFB0003122 (lowercase: jsfb0003122) belongs to Jana Small Finance Bank, specifically the Gwalior (6 Morar Enclave Gole Ka - 3122) branch located in Gwalior, Madhya Pradesh.
The 5th character in the IFSC code JSFB0003122 is a zero (0), not the letter 'O'. The correct format is JSFB0003122 (lowercase: jsfb0003122), and not JSFBO003122. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Jana Small Finance Bank Gwalior (6 Morar Enclave Gole Ka - 3122) in Gwalior, Madhya Pradesh is JSFB0003122. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Jana Small Finance Bank Gwalior (6 Morar Enclave Gole Ka - 3122) is located at Jana Small Finance Bank Ltd,1st Floor,plot No.6,morar Enclave,gole Ka Mandir,gwalior -474005,madhya Pradesh,india, Gwalior, Madhya Pradesh. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Jana Small Finance Bank Gwalior (6 Morar Enclave Gole Ka - 3122) is 474788002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code JSFB0003122 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code JSFB0003122 by checking: (1) The top-left corner of any Jana Small Finance Bank Gwalior (6 Morar Enclave Gole Ka - 3122) cheque leaf, (2) The first page of your Jana Small Finance Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: JSFB0003122
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
JSFB0003122
What Each Part Means
- Bank Code — JSFB
- The first 4 characters uniquely identify Jana Small Finance Bank at the national level. Every branch of Jana Small Finance Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 003122
- The final 6 characters 003122 uniquely identify this specific branch within the Jana Small Finance Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | JSFB | Identifies Jana Small Finance Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 003122 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Jana Small Finance Bank
Gwalior (6 Morar Enclave Gole Ka - 3122), Gwalior, Madhya Pradesh
Cheque No.
00003122
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | JSFB0003122 | 474788002 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.