Jana Small Finance Bank Narthan IFSC Code
Jana Small Finance Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Narthan
Address
First Floor, Atpost Patel Mohallo Narthan, Talolpad Dandi Road, Distsurat 395005
View on Google MapsDistrict
Surat
State
Gujarat
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Other Jana Small Finance Bank Branches in Surat
4 nearby branches — click to view IFSC
Surat (rasta Godadara-dindoli Road - 3071)
Jana Small Finance Bank Ltd,1st Floor,shop No.120-121,shreeji Arcade,nr.aspas Teen Rasta,godadara-dindoli Road,surat ( Gujarat)- 394210
Varacha (356 Yogi Chowk Varachha Sura - 3102)
Jana Small Finance Bank Ltd,plot No.407,408,4th Floor,swastic Plaza,ward No.356,yogi Chowk,varachha,surat,gujarat -395006
Surat (bambroli Vip Road Pandesara - 3326)
Jana Small Finance Bank Ltd,plot No.29a,shop No.ug 43,ug - 44,ug-45,1st Floor,siddhivinayak Platinum,opposite Hanuman Mandir,bambroli,vip Road,pandesara,surat 394221
Udhna Darwaja (centre Ring Road Udhana Darw - 4524)
Shop No 1&2,ground& 1st Floor,shhlok Business Centre,ring Road,udhana Darwaja,surat Pin -395 002,gujarat
Frequently Asked Questions
About Jana Small Finance Bank Narthan (talolpad Dandi Road Distsura - 4727), Surat
The IFSC code JSFB0004727 (lowercase: jsfb0004727) belongs to Jana Small Finance Bank, specifically the Narthan (talolpad Dandi Road Distsura - 4727) branch located in Surat, Gujarat.
The 5th character in the IFSC code JSFB0004727 is a zero (0), not the letter 'O'. The correct format is JSFB0004727 (lowercase: jsfb0004727), and not JSFBO004727. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Jana Small Finance Bank Narthan (talolpad Dandi Road Distsura - 4727) in Surat, Gujarat is JSFB0004727. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Jana Small Finance Bank Narthan (talolpad Dandi Road Distsura - 4727) is located at First Floor, Atpost Patel Mohallo Narthan, Talolpad Dandi Road, Distsurat 395005, Surat, Gujarat. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Jana Small Finance Bank Narthan (talolpad Dandi Road Distsura - 4727) is 394788503. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code JSFB0004727 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code JSFB0004727 by checking: (1) The top-left corner of any Jana Small Finance Bank Narthan (talolpad Dandi Road Distsura - 4727) cheque leaf, (2) The first page of your Jana Small Finance Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: JSFB0004727
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
JSFB0004727
What Each Part Means
- Bank Code — JSFB
- The first 4 characters uniquely identify Jana Small Finance Bank at the national level. Every branch of Jana Small Finance Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 004727
- The final 6 characters 004727 uniquely identify this specific branch within the Jana Small Finance Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | JSFB | Identifies Jana Small Finance Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 004727 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Jana Small Finance Bank
Narthan (talolpad Dandi Road Distsura - 4727), Surat, Gujarat
Cheque No.
00004727
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | JSFB0004727 | 394788503 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.