Jalpaiguri Central Co Operative Bank Jalpaiguri Central Cooperative Bank Ltd Pandapara Branch IFSC Code
Jalpaiguri Central Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Jalpaiguri Central Cooperative Bank Ltd Pandapara Branch
Address
Pandapara Road Opp.sri Dayal Cinema Hall,po And Dist Jalpaiguri,west Bengal 735101
View on Google MapsDistrict
Jalpaiguri
State
West Bengal
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Frequently Asked Questions
About Jalpaiguri Central Co Operative Bank Jalpaiguri Central Cooperative Bank Ltd Pandapara Branch (pandapara Road Opp Sri - Cb16), Jalpaiguri
The IFSC code WBSC0JCCB16 (lowercase: wbsc0jccb16) belongs to Jalpaiguri Central Co Operative Bank, specifically the Jalpaiguri Central Cooperative Bank Ltd Pandapara Branch (pandapara Road Opp Sri - Cb16) branch located in Jalpaiguri, West Bengal.
The 5th character in the IFSC code WBSC0JCCB16 is a zero (0), not the letter 'O'. The correct format is WBSC0JCCB16 (lowercase: wbsc0jccb16), and not WBSCOJCCB16. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Jalpaiguri Central Co Operative Bank Jalpaiguri Central Cooperative Bank Ltd Pandapara Branch (pandapara Road Opp Sri - Cb16) in Jalpaiguri, West Bengal is WBSC0JCCB16. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Jalpaiguri Central Co Operative Bank Jalpaiguri Central Cooperative Bank Ltd Pandapara Branch (pandapara Road Opp Sri - Cb16) is located at Pandapara Road Opp.sri Dayal Cinema Hall,po And Dist Jalpaiguri,west Bengal 735101, Jalpaiguri, West Bengal. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Jalpaiguri Central Co Operative Bank Jalpaiguri Central Cooperative Bank Ltd Pandapara Branch (pandapara Road Opp Sri - Cb16) is 735808507. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code WBSC0JCCB16 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code WBSC0JCCB16 by checking: (1) The top-left corner of any Jalpaiguri Central Co Operative Bank Jalpaiguri Central Cooperative Bank Ltd Pandapara Branch (pandapara Road Opp Sri - Cb16) cheque leaf, (2) The first page of your Jalpaiguri Central Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: WBSC0JCCB16
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
WBSC0JCCB16
What Each Part Means
- Bank Code — WBSC
- The first 4 characters uniquely identify Jalpaiguri Central Co Operative Bank at the national level. Every branch of Jalpaiguri Central Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — JCCB16
- The final 6 characters JCCB16 uniquely identify this specific branch within the Jalpaiguri Central Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | WBSC | Identifies Jalpaiguri Central Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | JCCB16 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Jalpaiguri Central Co Operative Bank
Jalpaiguri Central Cooperative Bank Ltd Pandapara Branch (pandapara Road Opp Sri - Cb16), Jalpaiguri, West Bengal
Cheque No.
00000016
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | WBSC0JCCB16 | 735808507 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.