Jalgaon Peoples Co Operative Bank Ganesh Wadi IFSC Code
Jalgaon Peoples Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Ganesh Wadi
District
Jalgaon
State
Maharashtra
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Other Jalgaon Peoples Co Operative Bank Branches in Jalgaon
4 nearby branches — click to view IFSC
Jalgaon Peoples Co-operative Bank Imps (152 - 0001)
152,polan Peth Dana Bazar,
Jilha Peth (ring Road Shikshak Wadi - 0002)
Ring Road, Shikshak Wadi.
Vitthal Peth (cst No 159/3a - 0004)
Cst No 159/3a , Vitthal Peth.
M.i.d.c. (shripati Compound - 0005)
Shripati Compound,
Frequently Asked Questions
About Jalgaon Peoples Co Operative Bank Ganesh Wadi (dixit Wadi Opp Tol Kata - 0003), Jalgaon
The IFSC code JPCB0000003 (lowercase: jpcb0000003) belongs to Jalgaon Peoples Co Operative Bank, specifically the Ganesh Wadi (dixit Wadi Opp Tol Kata - 0003) branch located in Jalgaon, Maharashtra.
The 5th character in the IFSC code JPCB0000003 is a zero (0), not the letter 'O'. The correct format is JPCB0000003 (lowercase: jpcb0000003), and not JPCBO000003. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Jalgaon Peoples Co Operative Bank Ganesh Wadi (dixit Wadi Opp Tol Kata - 0003) in Jalgaon, Maharashtra is JPCB0000003. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Jalgaon Peoples Co Operative Bank Ganesh Wadi (dixit Wadi Opp Tol Kata - 0003) is located at 7,dixit Wadi,opp Tol Kata., Jalgaon, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Jalgaon Peoples Co Operative Bank Ganesh Wadi (dixit Wadi Opp Tol Kata - 0003) is 425836003. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code JPCB0000003 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code JPCB0000003 by checking: (1) The top-left corner of any Jalgaon Peoples Co Operative Bank Ganesh Wadi (dixit Wadi Opp Tol Kata - 0003) cheque leaf, (2) The first page of your Jalgaon Peoples Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: JPCB0000003
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
JPCB0000003
What Each Part Means
- Bank Code — JPCB
- The first 4 characters uniquely identify Jalgaon Peoples Co Operative Bank at the national level. Every branch of Jalgaon Peoples Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000003
- The final 6 characters 000003 uniquely identify this specific branch within the Jalgaon Peoples Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | JPCB | Identifies Jalgaon Peoples Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000003 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Jalgaon Peoples Co Operative Bank
Ganesh Wadi (dixit Wadi Opp Tol Kata - 0003), Jalgaon, Maharashtra
Cheque No.
00000003
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | JPCB0000003 | 425836003 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.