Industrial And Commercial Bank Of China Rtgs-ho IFSC Code
Industrial And Commercial Bank Of China
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Rtgs-ho
Address
407,408 And 409, 4th Floor, A Wing, The Capital, Plot No C-70, Block G, Bandra Kurla Complex, Bandra (e), Mumbai 400051
View on Google MapsDistrict
Mumbai
State
Maharashtra
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Frequently Asked Questions
About Industrial And Commercial Bank Of China Rtgs-ho (no C-70 Block G Bandra - 0001), Mumbai
The IFSC code ICBK0000001 (lowercase: icbk0000001) belongs to Industrial And Commercial Bank Of China, specifically the Rtgs-ho (no C-70 Block G Bandra - 0001) branch located in Mumbai, Maharashtra.
The 5th character in the IFSC code ICBK0000001 is a zero (0), not the letter 'O'. The correct format is ICBK0000001 (lowercase: icbk0000001), and not ICBKO000001. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Industrial And Commercial Bank Of China Rtgs-ho (no C-70 Block G Bandra - 0001) in Mumbai, Maharashtra is ICBK0000001. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Industrial And Commercial Bank Of China Rtgs-ho (no C-70 Block G Bandra - 0001) is located at 407,408 And 409, 4th Floor, A Wing, The Capital, Plot No C-70, Block G, Bandra Kurla Complex, Bandra (e), Mumbai 400051, Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Industrial And Commercial Bank Of China Rtgs-ho (no C-70 Block G Bandra - 0001) is 400229256. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code ICBK0000001 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code ICBK0000001 by checking: (1) The top-left corner of any Industrial And Commercial Bank Of China Rtgs-ho (no C-70 Block G Bandra - 0001) cheque leaf, (2) The first page of your Industrial And Commercial Bank Of China passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: ICBK0000001
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
ICBK0000001
What Each Part Means
- Bank Code — ICBK
- The first 4 characters uniquely identify Industrial And Commercial Bank Of China at the national level. Every branch of Industrial And Commercial Bank Of China across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000001
- The final 6 characters 000001 uniquely identify this specific branch within the Industrial And Commercial Bank Of China network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | ICBK | Identifies Industrial And Commercial Bank Of China |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000001 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Industrial And Commercial Bank Of China
Rtgs-ho (no C-70 Block G Bandra - 0001), Mumbai, Maharashtra
Cheque No.
00000001
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | ICBK0000001 | 400229256 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.