Indusind Bank Balangir IFSC Code
Indusind Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Balangir
Address
Ground Floor Royal Green Complex Titlagarh Road Kaushal Chowk Beside Air Station
View on Google MapsDistrict
Titlagarh
State
Odisha
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Frequently Asked Questions
About Indusind Bank Balangir (complex Titlagarh Road Kaush - 0969), Titlagarh
The IFSC code INDB0000969 (lowercase: indb0000969) belongs to Indusind Bank, specifically the Balangir (complex Titlagarh Road Kaush - 0969) branch located in Titlagarh, Odisha.
The 5th character in the IFSC code INDB0000969 is a zero (0), not the letter 'O'. The correct format is INDB0000969 (lowercase: indb0000969), and not INDBO000969. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Indusind Bank Balangir (complex Titlagarh Road Kaush - 0969) in Titlagarh, Odisha is INDB0000969. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Indusind Bank Balangir (complex Titlagarh Road Kaush - 0969) is located at Ground Floor Royal Green Complex Titlagarh Road Kaushal Chowk Beside Air Station, Titlagarh, Odisha. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Indusind Bank Balangir (complex Titlagarh Road Kaush - 0969) is 767234002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code INDB0000969 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code INDB0000969 by checking: (1) The top-left corner of any Indusind Bank Balangir (complex Titlagarh Road Kaush - 0969) cheque leaf, (2) The first page of your Indusind Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: INDB0000969
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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INDB0000969
What Each Part Means
- Bank Code — INDB
- The first 4 characters uniquely identify Indusind Bank at the national level. Every branch of Indusind Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000969
- The final 6 characters 000969 uniquely identify this specific branch within the Indusind Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | INDB | Identifies Indusind Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000969 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Indusind Bank
Balangir (complex Titlagarh Road Kaush - 0969), Titlagarh, Odisha
Cheque No.
00000969
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | INDB0000969 | 767234002 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.