Indusind Bank Vazhakkala Kochi IFSC Code
Indusind Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Vazhakkala Kochi
Address
Ground Floor Veluthamana Arcade 30 263 30 264 Civil Line Road Chembumukku Vazhakkala Kakkanad Ernakulam 682030 Kerala
View on Google MapsDistrict
Ernakulam
State
Kerala
🔍 Search for another branch
Top Financial Tools for Indusind Bank Customers
Free calculators — no login required
Indusind Bank Home Loan EMI Calculator
Calculate EMI, total interest & amortisation schedule
Indusind Bank SIP Calculator
Project wealth from monthly mutual fund investments
Indusind Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Indusind Bank Car Loan EMI Calculator
Find your monthly instalment & total loan cost
Other Indusind Bank Branches in Ernakulam
4 nearby branches — click to view IFSC
Banerjee Road (tower Banerjee Road Ernakula - 1583)
Indusind Bank Ltd Ground Floor Shop No 14 To 19 Kurian Tower Banerjee Road Ernakulam Kerala Pin 682018
Perumbavoor (m C Road Perumbavoor Distric - 1768)
Ground Floor No 324 B And 324 B1 Ward No 15 Mannalikudy Arcade M C Road Perumbavoor District Ernakulam Pin 683542 Kerala
Maradu (indusind Bank Ltd Maradu Bra - 1945)
Indusind Bank Ltd Maradu Branch Ground Floor Avicot Building Nh 49 Marud Ernakulam Kerala 682304
Kochi Elamakkara (raghav Pillai Road Elamakara - 1990)
Ground Floor Premises Bearing No 33 61 - 48 425g2 - Sparkle Square Edapally Raghav Pillai Road Elamakara Ernakullam Kerala 682026
Frequently Asked Questions
About Indusind Bank Vazhakkala Kochi (civil Line Road Chembumukku - 2058), Ernakulam
The IFSC code INDB0002058 (lowercase: indb0002058) belongs to Indusind Bank, specifically the Vazhakkala Kochi (civil Line Road Chembumukku - 2058) branch located in Ernakulam, Kerala.
The 5th character in the IFSC code INDB0002058 is a zero (0), not the letter 'O'. The correct format is INDB0002058 (lowercase: indb0002058), and not INDBO002058. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Indusind Bank Vazhakkala Kochi (civil Line Road Chembumukku - 2058) in Ernakulam, Kerala is INDB0002058. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Indusind Bank Vazhakkala Kochi (civil Line Road Chembumukku - 2058) is located at Ground Floor Veluthamana Arcade 30 263 30 264 Civil Line Road Chembumukku Vazhakkala Kakkanad Ernakulam 682030 Kerala, Ernakulam, Kerala. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Indusind Bank Vazhakkala Kochi (civil Line Road Chembumukku - 2058) is 682234019. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code INDB0002058 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code INDB0002058 by checking: (1) The top-left corner of any Indusind Bank Vazhakkala Kochi (civil Line Road Chembumukku - 2058) cheque leaf, (2) The first page of your Indusind Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: INDB0002058
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
INDB0002058
What Each Part Means
- Bank Code — INDB
- The first 4 characters uniquely identify Indusind Bank at the national level. Every branch of Indusind Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 002058
- The final 6 characters 002058 uniquely identify this specific branch within the Indusind Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | INDB | Identifies Indusind Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 002058 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Indusind Bank
Vazhakkala Kochi (civil Line Road Chembumukku - 2058), Ernakulam, Kerala
Cheque No.
00002058
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | INDB0002058 | 682234019 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.