Indrayani Co Operative Bank Indrayani Co Op Bank Ltd IFSC Code
Indrayani Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Indrayani Co Op Bank Ltd
District
Pune
State
Maharashtra
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Frequently Asked Questions
About Indrayani Co Operative Bank Indrayani Co Op Bank Ltd (no 1480 Near Sadhuwaswani Ga - Cobl), Pune
The IFSC code ICIC00ICOBL (lowercase: icic00icobl) belongs to Indrayani Co Operative Bank, specifically the Indrayani Co Op Bank Ltd (no 1480 Near Sadhuwaswani Ga - Cobl) branch located in Pune, Maharashtra.
The 5th character in the IFSC code ICIC00ICOBL is a zero (0), not the letter 'O'. The correct format is ICIC00ICOBL (lowercase: icic00icobl), and not ICICO0ICOBL. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Indrayani Co Operative Bank Indrayani Co Op Bank Ltd (no 1480 Near Sadhuwaswani Ga - Cobl) in Pune, Maharashtra is ICIC00ICOBL. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Indrayani Co Operative Bank Indrayani Co Op Bank Ltd (no 1480 Near Sadhuwaswani Ga - Cobl) is located at Plt No 109b Cts No 1480 Near Sadhuwaswani Garden Pimpri, Pune, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Indrayani Co Operative Bank Indrayani Co Op Bank Ltd (no 1480 Near Sadhuwaswani Ga - Cobl) in Pune is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code ICIC00ICOBL is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code ICIC00ICOBL by checking: (1) The top-left corner of any Indrayani Co Operative Bank Indrayani Co Op Bank Ltd (no 1480 Near Sadhuwaswani Ga - Cobl) cheque leaf, (2) The first page of your Indrayani Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: ICIC00ICOBL
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
ICIC00ICOBL
What Each Part Means
- Bank Code — ICIC
- The first 4 characters uniquely identify Indrayani Co Operative Bank at the national level. Every branch of Indrayani Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 0ICOBL
- The final 6 characters 0ICOBL uniquely identify this specific branch within the Indrayani Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | ICIC | Identifies Indrayani Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 0ICOBL | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Indrayani Co Operative Bank
Indrayani Co Op Bank Ltd (no 1480 Near Sadhuwaswani Ga - Cobl), Pune, Maharashtra
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | ICIC00ICOBL | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.