IFSCIndex

Indian Overseas Bank Tirupur Pandian Nagar IFSC Code

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Indian Overseas Bank

IOBA0003530

IFSC · Used for NEFT, IMPS & RTGS

641020113

MICR · Used for Cheque Clearance

Branch

Tirupur Pandian Nagar

Address

8/999a Mummoorthi Nagar, Pooluvapatti Po P N Road, Tiruppur - 641602

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District

Tirupur

State

Tamil Nadu

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Frequently Asked Questions

About Indian Overseas Bank Tirupur Pandian Nagar (p N Road Tiruppur - - 3530), Tirupur

The IFSC code IOBA0003530 (lowercase: ioba0003530) belongs to Indian Overseas Bank, specifically the Tirupur Pandian Nagar (p N Road Tiruppur - - 3530) branch located in Tirupur, Tamil Nadu.

The 5th character in the IFSC code IOBA0003530 is a zero (0), not the letter 'O'. The correct format is IOBA0003530 (lowercase: ioba0003530), and not IOBAO003530. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Indian Overseas Bank Tirupur Pandian Nagar (p N Road Tiruppur - - 3530) in Tirupur, Tamil Nadu is IOBA0003530. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Indian Overseas Bank Tirupur Pandian Nagar (p N Road Tiruppur - - 3530) is located at 8/999a Mummoorthi Nagar, Pooluvapatti Po P N Road, Tiruppur - 641602, Tirupur, Tamil Nadu. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Indian Overseas Bank Tirupur Pandian Nagar (p N Road Tiruppur - - 3530) is 641020113. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code IOBA0003530 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code IOBA0003530 by checking: (1) The top-left corner of any Indian Overseas Bank Tirupur Pandian Nagar (p N Road Tiruppur - - 3530) cheque leaf, (2) The first page of your Indian Overseas Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: IOBA0003530

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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IOBA
Bank Codechars 1–4
0Reservedchar 5
003530
Branch Codechars 6–11

IOBA0003530

What Each Part Means

Bank Code — IOBA
The first 4 characters uniquely identify Indian Overseas Bank at the national level. Every branch of Indian Overseas Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 003530
The final 6 characters 003530 uniquely identify this specific branch within the Indian Overseas Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code IOBA0003530
SegmentCharsValuePurpose
Bank Code1–4IOBAIdentifies Indian Overseas Bank
Reserved50RBI reserved (always 0)
Branch Code6–11003530Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchIOBA0003530641020113
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.