Indian Overseas Bank IFSC Code in Punjab
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Select a district, city, town, or village to see all Indian Overseas Bank branches and IFSC codes.
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Indian Overseas Bank in Punjab— Branch & IFSC Guide
Data-verified guide for all 114 branches across 69 districts
1Branch Coverage in Punjab
Indian Overseas Bank has a strong presence in Punjab with 114 branches spread across 69 districts. The highest concentration is in Ludhiana with 17 branches.
2How to Find Your IFSC Code
Click on your district card above, then locate your specific branch. Each branch page shows the 11-character IFSC code, MICR code and full address. You can also search by branch name using the search bar above.
3Top Districts by Branch Count
Districts with the highest Indian Overseas Bank presence in Punjab: Ludhiana (17), Jalandhar (11), Amritsar (8), Hoshiarpur (3).
4Using IFSC for Transfers
When adding a Indian Overseas Bank Punjabbranch as a beneficiary for online transfers, enter the branch's unique IFSC code. NEFT settles in 30-minute batches; RTGS is real-time for amounts above ₹2 lakh; IMPS is instant up to ₹5 lakh — all available 24×7.
5IFSC Code Format
Every Indian Overseas Bank IFSC code is 11 characters: 4 bank identifier chars + 0 (RBI reserved) + 6 branch-specific chars. This code is printed on your cheque leaf and passbook, or available on the bank's net banking portal.
6Data Accuracy
All 114 Indian Overseas Bank branches in Punjablisted here are sourced directly from the Reserve Bank of India's official IFSC master list, updated to reflect mergers, closures and new branch openings.
Indian Overseas Bank Punjab IFSC — FAQ
Everything you need to know about IFSC codes
Indian Overseas Bank operates exactly 114 branches across 69 districts in Punjab. Our database is sourced from the RBI's official IFSC master list and is updated regularly.
Our data shows that Ludhiana has the highest density with 17 active Indian Overseas Bank branches, followed by Jalandhar with 11 branches.
Select your district from the grid above to see all Indian Overseas Bank branches in that area. Each branch page lists the full IFSC code, MICR code, and branch address. You can also use the search bar to type your branch name or locality directly.
Yes. The IFSC code of any Indian Overseas Bank branch in Punjab works for NEFT (batch, every 30 min), RTGS (real-time, min ₹2 lakh), and IMPS (instant, up to ₹5 lakh) transfers. All modes are available 24×7×365 as per RBI guidelines.
Yes. This page covers all 114 Indian Overseas Bank branches across 69 districts in Punjab, including urban, semi-urban, and rural branches as registered with the RBI. Each branch has its own IFSC code page with full details.
Indian Overseas Bank is present in 69 districts across Punjab. The top districts by branch count are: Ludhiana (17), Jalandhar (11), Amritsar (8), Hoshiarpur (3), Nawanshahar (3).