IFSCIndex

Indian Overseas Bank Ogb Padmapur IFSC Code

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Indian Overseas Bank

IOBA0GB8333

IFSC · Used for NEFT, IMPS & RTGS

Not Assigned

MICR · This branch may not process cheques.

Branch

Ogb Padmapur

Address

At/po- Padmapur,dist-rayagada,pin-765025

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District

Padmapur

State

Odisha

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Frequently Asked Questions

About Indian Overseas Bank Ogb Padmapur (at/po- Padmapur - 8333), Padmapur

The IFSC code IOBA0GB8333 (lowercase: ioba0gb8333) belongs to Indian Overseas Bank, specifically the Ogb Padmapur (at/po- Padmapur - 8333) branch located in Padmapur, Odisha.

The 5th character in the IFSC code IOBA0GB8333 is a zero (0), not the letter 'O'. The correct format is IOBA0GB8333 (lowercase: ioba0gb8333), and not IOBAOGB8333. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Indian Overseas Bank Ogb Padmapur (at/po- Padmapur - 8333) in Padmapur, Odisha is IOBA0GB8333. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Indian Overseas Bank Ogb Padmapur (at/po- Padmapur - 8333) is located at At/po- Padmapur,dist-rayagada,pin-765025, Padmapur, Odisha. You can click the "View on Google Maps" button on this page to get directions.

The MICR code for Indian Overseas Bank Ogb Padmapur (at/po- Padmapur - 8333) in Padmapur is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.

Yes. IFSC code IOBA0GB8333 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code IOBA0GB8333 by checking: (1) The top-left corner of any Indian Overseas Bank Ogb Padmapur (at/po- Padmapur - 8333) cheque leaf, (2) The first page of your Indian Overseas Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: IOBA0GB8333

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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IOBA
Bank Codechars 1–4
0Reservedchar 5
GB8333
Branch Codechars 6–11

IOBA0GB8333

What Each Part Means

Bank Code — IOBA
The first 4 characters uniquely identify Indian Overseas Bank at the national level. Every branch of Indian Overseas Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — GB8333
The final 6 characters GB8333 uniquely identify this specific branch within the Indian Overseas Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code IOBA0GB8333
SegmentCharsValuePurpose
Bank Code1–4IOBAIdentifies Indian Overseas Bank
Reserved50RBI reserved (always 0)
Branch Code6–11GB8333Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchIOBA0GB8333Not available
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.