Indian Bank Faizabad K.s.saket P.g. College IFSC Code
Indian Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Faizabad K.s.saket P.g. College
District
Ayodhya
State
Uttar Pradesh
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Other Indian Bank Branches in Ayodhya
4 nearby branches — click to view IFSC
Ayodhya (karoan Dramanganj Road At Po - A685)
Karoan Dramanganj Road At/ Po Ayodhya Block Koraon Ayodhya Ayodhya Pin 212306
Rikabganj Faizabad (ganj Niyawa Road Faizabad Pi - F006)
1st Floor Alka Tower Rikab Ganj Niyawa Road Faizabad Pin 224001
Ayodhya Faizabad (trust Parikrama Road Ayodhya - R554)
Sri Janaki Mahal Trust Parikrama Road Ayodhya Ayodhya Pin 224123
Shri Ram Janm Bhumi (ram Path Road Hanuman Garhi - S333)
Ram Path Road, Hanuman Garhi, Ayodhya-224123
Frequently Asked Questions
About Indian Bank Faizabad K.s.saket P.g. College (k S Saket P G College Faizab - K505), Ayodhya
The IFSC code IDIB000K505 (lowercase: idib000k505) belongs to Indian Bank, specifically the Faizabad K.s.saket P.g. College (k S Saket P G College Faizab - K505) branch located in Ayodhya, Uttar Pradesh.
The 5th character in the IFSC code IDIB000K505 is a zero (0), not the letter 'O'. The correct format is IDIB000K505 (lowercase: idib000k505), and not IDIBO00K505. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Indian Bank Faizabad K.s.saket P.g. College (k S Saket P G College Faizab - K505) in Ayodhya, Uttar Pradesh is IDIB000K505. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Indian Bank Faizabad K.s.saket P.g. College (k S Saket P G College Faizab - K505) is located at K S Saket P G College Faizabad Ranopali Ayodhya Ayodhya Pin 224001, Ayodhya, Uttar Pradesh. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Indian Bank Faizabad K.s.saket P.g. College (k S Saket P G College Faizab - K505) is 224019012. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code IDIB000K505 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IDIB000K505 by checking: (1) The top-left corner of any Indian Bank Faizabad K.s.saket P.g. College (k S Saket P G College Faizab - K505) cheque leaf, (2) The first page of your Indian Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IDIB000K505
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
IDIB000K505
What Each Part Means
- Bank Code — IDIB
- The first 4 characters uniquely identify Indian Bank at the national level. Every branch of Indian Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 00K505
- The final 6 characters 00K505 uniquely identify this specific branch within the Indian Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IDIB | Identifies Indian Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 00K505 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Indian Bank
Faizabad K.s.saket P.g. College (k S Saket P G College Faizab - K505), Ayodhya, Uttar Pradesh
Cheque No.
00000505
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IDIB000K505 | 224019012 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.