IFSCIndex

Indian Bank Microsate Ranipet Branch IFSC Code

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Indian Bank

IDIB000M373

IFSC · Used for NEFT, IMPS & RTGS

632019106

MICR · Used for Cheque Clearance

Branch

Microsate Ranipet Branch

Address

45 2nd Floor Arcot Road Ranipet Ranipet Pin 632401

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District

Ranipet

State

Tamil Nadu

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Frequently Asked Questions

About Indian Bank Microsate Ranipet Branch (floor Arcot Road Ranipet Ran - M373), Ranipet

The IFSC code IDIB000M373 (lowercase: idib000m373) belongs to Indian Bank, specifically the Microsate Ranipet Branch (floor Arcot Road Ranipet Ran - M373) branch located in Ranipet, Tamil Nadu.

The 5th character in the IFSC code IDIB000M373 is a zero (0), not the letter 'O'. The correct format is IDIB000M373 (lowercase: idib000m373), and not IDIBO00M373. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Indian Bank Microsate Ranipet Branch (floor Arcot Road Ranipet Ran - M373) in Ranipet, Tamil Nadu is IDIB000M373. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Indian Bank Microsate Ranipet Branch (floor Arcot Road Ranipet Ran - M373) is located at 45 2nd Floor Arcot Road Ranipet Ranipet Pin 632401, Ranipet, Tamil Nadu. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Indian Bank Microsate Ranipet Branch (floor Arcot Road Ranipet Ran - M373) is 632019106. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code IDIB000M373 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code IDIB000M373 by checking: (1) The top-left corner of any Indian Bank Microsate Ranipet Branch (floor Arcot Road Ranipet Ran - M373) cheque leaf, (2) The first page of your Indian Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: IDIB000M373

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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IDIB
Bank Codechars 1–4
0Reservedchar 5
00M373
Branch Codechars 6–11

IDIB000M373

What Each Part Means

Bank Code — IDIB
The first 4 characters uniquely identify Indian Bank at the national level. Every branch of Indian Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 00M373
The final 6 characters 00M373 uniquely identify this specific branch within the Indian Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code IDIB000M373
SegmentCharsValuePurpose
Bank Code1–4IDIBIdentifies Indian Bank
Reserved50RBI reserved (always 0)
Branch Code6–1100M373Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchIDIB000M373632019106
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.