Ilkal Co Operative Bank Ilkal Co-operative Bank Imps IFSC Code
Ilkal Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Ilkal Co-operative Bank Imps
District
Ilkal
State
Maharashtra
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Frequently Asked Questions
About Ilkal Co Operative Bank Ilkal Co-operative Bank Imps (near Basavangudi Ilkal - Cb25), Ilkal
The IFSC code UTIB0SICB25 (lowercase: utib0sicb25) belongs to Ilkal Co Operative Bank, specifically the Ilkal Co-operative Bank Imps (near Basavangudi Ilkal - Cb25) branch located in Ilkal, Maharashtra.
The 5th character in the IFSC code UTIB0SICB25 is a zero (0), not the letter 'O'. The correct format is UTIB0SICB25 (lowercase: utib0sicb25), and not UTIBOSICB25. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Ilkal Co Operative Bank Ilkal Co-operative Bank Imps (near Basavangudi Ilkal - Cb25) in Ilkal, Maharashtra is UTIB0SICB25. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Ilkal Co Operative Bank Ilkal Co-operative Bank Imps (near Basavangudi Ilkal - Cb25) is located at Near Basavangudi Ilkal 587125, Ilkal, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Ilkal Co Operative Bank Ilkal Co-operative Bank Imps (near Basavangudi Ilkal - Cb25) is 587855501. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UTIB0SICB25 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UTIB0SICB25 by checking: (1) The top-left corner of any Ilkal Co Operative Bank Ilkal Co-operative Bank Imps (near Basavangudi Ilkal - Cb25) cheque leaf, (2) The first page of your Ilkal Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UTIB0SICB25
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UTIB0SICB25
What Each Part Means
- Bank Code — UTIB
- The first 4 characters uniquely identify Ilkal Co Operative Bank at the national level. Every branch of Ilkal Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — SICB25
- The final 6 characters SICB25 uniquely identify this specific branch within the Ilkal Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UTIB | Identifies Ilkal Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | SICB25 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Ilkal Co Operative Bank
Ilkal Co-operative Bank Imps (near Basavangudi Ilkal - Cb25), Ilkal, Maharashtra
Cheque No.
00000025
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UTIB0SICB25 | 587855501 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.