IDFC FIRST Bank Kotturu Branch IFSC Code
IDFC FIRST Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Kotturu Branch
Address
Ground Floor No 1472, 1483-1 And 1484, Sri Laxmi Vari Arcade, Near Apme Yard, Ward No 4, Harapanahalli Road, Kottur, Bellari District 583134
View on Google MapsDistrict
Kotturu
State
Karnataka
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Frequently Asked Questions
About IDFC FIRST Bank Kotturu Branch (4 Harapanahalli Road Kottur - 0492), Kotturu
The IFSC code IDFB0080492 (lowercase: idfb0080492) belongs to IDFC FIRST Bank, specifically the Kotturu Branch (4 Harapanahalli Road Kottur - 0492) branch located in Kotturu, Karnataka.
The 5th character in the IFSC code IDFB0080492 is a zero (0), not the letter 'O'. The correct format is IDFB0080492 (lowercase: idfb0080492), and not IDFBO080492. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of IDFC FIRST Bank Kotturu Branch (4 Harapanahalli Road Kottur - 0492) in Kotturu, Karnataka is IDFB0080492. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
IDFC FIRST Bank Kotturu Branch (4 Harapanahalli Road Kottur - 0492) is located at Ground Floor No 1472, 1483-1 And 1484, Sri Laxmi Vari Arcade, Near Apme Yard, Ward No 4, Harapanahalli Road, Kottur, Bellari District 583134, Kotturu, Karnataka. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of IDFC FIRST Bank Kotturu Branch (4 Harapanahalli Road Kottur - 0492) is 583751103. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code IDFB0080492 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IDFB0080492 by checking: (1) The top-left corner of any IDFC FIRST Bank Kotturu Branch (4 Harapanahalli Road Kottur - 0492) cheque leaf, (2) The first page of your IDFC FIRST Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IDFB0080492
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
IDFB0080492
What Each Part Means
- Bank Code — IDFB
- The first 4 characters uniquely identify IDFC FIRST Bank at the national level. Every branch of IDFC FIRST Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 080492
- The final 6 characters 080492 uniquely identify this specific branch within the IDFC FIRST Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IDFB | Identifies IDFC FIRST Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 080492 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
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IDFC FIRST Bank
Kotturu Branch (4 Harapanahalli Road Kottur - 0492), Kotturu, Karnataka
Cheque No.
00080492
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IDFB0080492 | 583751103 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.