IDFC FIRST Bank Surat Katargam Branch IFSC Code
IDFC FIRST Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Surat Katargam Branch
Address
Ground And First Floor, R.s No.541, Plot No.108, Bldg-c, Surat Hira Bourse, Katargam, Surat, Gujarat - 395004, Toll Free No. - 18602582000
View on Google MapsDistrict
Surat
State
Gujarat
🔍 Search for another branch
Top Financial Tools for IDFC FIRST Bank Customers
Free calculators — no login required
IDFC FIRST Bank Home Loan EMI Calculator
Calculate EMI, total interest & amortisation schedule
IDFC FIRST Bank SIP Calculator
Project wealth from monthly mutual fund investments
IDFC FIRST Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
IDFC FIRST Bank Car Loan EMI Calculator
Find your monthly instalment & total loan cost
Other IDFC FIRST Bank Branches in Surat
4 nearby branches — click to view IFSC
Surat Branch (ghod Dod Road Surat 360005 - 2261)
Ground Floor, 61-subhash Nagar Society, Ram Chowk, Ghod Dod Road, Surat, 360005
Ring Road Branch (anjana Ring Road Surat Gujar - 2262)
Ground Floor,unit No.p-01 And P-02,someshwar Textile Market,behind Millennium Market,anjana,ring Road,surat,gujarat-395002
Surat Vesu Branch (udhana Magdalla Road Vesu Su - 2268)
Shop No G-5, Ground Floor, Trinity Cygnus, Udhana Magdalla Road, Vesu, Surat 395007
Surat-adajan Branch (ground Floor - 2269)
Shop No.1, Ground Floor, Pyramid Square, Opposite L P Savani School, Adajan, Surat-395009, Toll Free No-18004194332
Frequently Asked Questions
About IDFC FIRST Bank Surat Katargam Branch (ground And First Floor - 2279), Surat
The IFSC code IDFB0042279 (lowercase: idfb0042279) belongs to IDFC FIRST Bank, specifically the Surat Katargam Branch (ground And First Floor - 2279) branch located in Surat, Gujarat.
The 5th character in the IFSC code IDFB0042279 is a zero (0), not the letter 'O'. The correct format is IDFB0042279 (lowercase: idfb0042279), and not IDFBO042279. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of IDFC FIRST Bank Surat Katargam Branch (ground And First Floor - 2279) in Surat, Gujarat is IDFB0042279. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
IDFC FIRST Bank Surat Katargam Branch (ground And First Floor - 2279) is located at Ground And First Floor, R.s No.541, Plot No.108, Bldg-c, Surat Hira Bourse, Katargam, Surat, Gujarat - 395004, Toll Free No. - 18602582000, Surat, Gujarat. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of IDFC FIRST Bank Surat Katargam Branch (ground And First Floor - 2279) is 395751010. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code IDFB0042279 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IDFB0042279 by checking: (1) The top-left corner of any IDFC FIRST Bank Surat Katargam Branch (ground And First Floor - 2279) cheque leaf, (2) The first page of your IDFC FIRST Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IDFB0042279
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
IDFB0042279
What Each Part Means
- Bank Code — IDFB
- The first 4 characters uniquely identify IDFC FIRST Bank at the national level. Every branch of IDFC FIRST Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 042279
- The final 6 characters 042279 uniquely identify this specific branch within the IDFC FIRST Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IDFB | Identifies IDFC FIRST Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 042279 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
IDFC FIRST Bank
Surat Katargam Branch (ground And First Floor - 2279), Surat, Gujarat
Cheque No.
00042279
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IDFB0042279 | 395751010 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.