IDBI Balageria Central Coop Bank Ltd IFSC Code
IDBI
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Balageria Central Coop Bank Ltd
District
Contai
State
West Bengal
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Other IDBI Branches in Contai
4 nearby branches — click to view IFSC
Contai Branch (hatabari - 1246)
Hatabari,saraswatitala,contai,purba Medinipur.pin-721401. West Bengal
Balageria Central Coop Bank Ltd (saraswati Tala P O Contai - 2b02)
Saraswati Tala P O Contai,dist Purba Medinipur,pin 721401
Balageria Central Coop Bank Ltd (nachinda Bazar Dist Purba Me - 2b03)
Nachinda Bazar Dist Purba Medinipur,pin 721444
Balageria Central Coop Bank Ltd (p O Ramnagar - 2b04)
P O Ramnagar,dist Purba Medinipur,pin 721441
Frequently Asked Questions
About IDBI Balageria Central Coop Bank Ltd (saraswati Tala P O Contai - 2b01), Contai
The IFSC code IBKL0752B01 (lowercase: ibkl0752b01) belongs to IDBI, specifically the Balageria Central Coop Bank Ltd (saraswati Tala P O Contai - 2b01) branch located in Contai, West Bengal.
The 5th character in the IFSC code IBKL0752B01 is a zero (0), not the letter 'O'. The correct format is IBKL0752B01 (lowercase: ibkl0752b01), and not IBKLO752B01. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of IDBI Balageria Central Coop Bank Ltd (saraswati Tala P O Contai - 2b01) in Contai, West Bengal is IBKL0752B01. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
IDBI Balageria Central Coop Bank Ltd (saraswati Tala P O Contai - 2b01) is located at Saraswati Tala P O Contai,dist Purba Medinipur,pin 721401, Contai, West Bengal. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for IDBI Balageria Central Coop Bank Ltd (saraswati Tala P O Contai - 2b01) in Contai is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code IBKL0752B01 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IBKL0752B01 by checking: (1) The top-left corner of any IDBI Balageria Central Coop Bank Ltd (saraswati Tala P O Contai - 2b01) cheque leaf, (2) The first page of your IDBI passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IBKL0752B01
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
IBKL0752B01
What Each Part Means
- Bank Code — IBKL
- The first 4 characters uniquely identify IDBI at the national level. Every branch of IDBI across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 752B01
- The final 6 characters 752B01 uniquely identify this specific branch within the IDBI network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IBKL | Identifies IDBI |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 752B01 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
IDBI
Balageria Central Coop Bank Ltd (saraswati Tala P O Contai - 2b01), Contai, West Bengal
Cheque No.
00075201
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IBKL0752B01 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.