IFSCIndex

IDBI Sangli Dcc Bank Ltd Sangli Nagaj IFSC Code

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IDBI

IBKL0SDC104

IFSC · Used for NEFT, IMPS & RTGS

416861538

MICR · Used for Cheque Clearance

Branch

Sangli Dcc Bank Ltd Sangli Nagaj

Address

A P Nagaj Tal Kavathe Mahankal Dist Sangli

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District

Dhalgaon

State

Maharashtra

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Frequently Asked Questions

About IDBI Sangli Dcc Bank Ltd Sangli Nagaj (a P Nagaj Tal Kavathe Maha - C104), Dhalgaon

The IFSC code IBKL0SDC104 (lowercase: ibkl0sdc104) belongs to IDBI, specifically the Sangli Dcc Bank Ltd Sangli Nagaj (a P Nagaj Tal Kavathe Maha - C104) branch located in Dhalgaon, Maharashtra.

The 5th character in the IFSC code IBKL0SDC104 is a zero (0), not the letter 'O'. The correct format is IBKL0SDC104 (lowercase: ibkl0sdc104), and not IBKLOSDC104. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of IDBI Sangli Dcc Bank Ltd Sangli Nagaj (a P Nagaj Tal Kavathe Maha - C104) in Dhalgaon, Maharashtra is IBKL0SDC104. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

IDBI Sangli Dcc Bank Ltd Sangli Nagaj (a P Nagaj Tal Kavathe Maha - C104) is located at A P Nagaj Tal Kavathe Mahankal Dist Sangli, Dhalgaon, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of IDBI Sangli Dcc Bank Ltd Sangli Nagaj (a P Nagaj Tal Kavathe Maha - C104) is 416861538. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code IBKL0SDC104 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code IBKL0SDC104 by checking: (1) The top-left corner of any IDBI Sangli Dcc Bank Ltd Sangli Nagaj (a P Nagaj Tal Kavathe Maha - C104) cheque leaf, (2) The first page of your IDBI passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: IBKL0SDC104

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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IBKL
Bank Codechars 1–4
0Reservedchar 5
SDC104
Branch Codechars 6–11

IBKL0SDC104

What Each Part Means

Bank Code — IBKL
The first 4 characters uniquely identify IDBI at the national level. Every branch of IDBI across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — SDC104
The final 6 characters SDC104 uniquely identify this specific branch within the IDBI network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code IBKL0SDC104
SegmentCharsValuePurpose
Bank Code1–4IBKLIdentifies IDBI
Reserved50RBI reserved (always 0)
Branch Code6–11SDC104Unique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchIBKL0SDC104416861538
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.