IFSCIndex

ICICI Bank Babrik Chownk IFSC Code

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ICICI Bank

ICIC0004838

IFSC · Used for NEFT, IMPS & RTGS

144234020

MICR · Used for Cheque Clearance

Branch

Babrik Chownk

Address

Icici Bank Ltd 120 Ft Road Near Khana Khajan Babrik Chownk Jalandhar 144001

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District

Jalandhar

State

Punjab

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Frequently Asked Questions

About ICICI Bank Babrik Chownk (120 Ft Road Near Khana - 4838), Jalandhar

The IFSC code ICIC0004838 (lowercase: icic0004838) belongs to ICICI Bank, specifically the Babrik Chownk (120 Ft Road Near Khana - 4838) branch located in Jalandhar, Punjab.

The 5th character in the IFSC code ICIC0004838 is a zero (0), not the letter 'O'. The correct format is ICIC0004838 (lowercase: icic0004838), and not ICICO004838. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of ICICI Bank Babrik Chownk (120 Ft Road Near Khana - 4838) in Jalandhar, Punjab is ICIC0004838. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

ICICI Bank Babrik Chownk (120 Ft Road Near Khana - 4838) is located at Icici Bank Ltd 120 Ft Road Near Khana Khajan Babrik Chownk Jalandhar 144001, Jalandhar, Punjab. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of ICICI Bank Babrik Chownk (120 Ft Road Near Khana - 4838) is 144234020. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code ICIC0004838 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code ICIC0004838 by checking: (1) The top-left corner of any ICICI Bank Babrik Chownk (120 Ft Road Near Khana - 4838) cheque leaf, (2) The first page of your ICICI Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: ICIC0004838

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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ICIC
Bank Codechars 1–4
0Reservedchar 5
004838
Branch Codechars 6–11

ICIC0004838

What Each Part Means

Bank Code — ICIC
The first 4 characters uniquely identify ICICI Bank at the national level. Every branch of ICICI Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 004838
The final 6 characters 004838 uniquely identify this specific branch within the ICICI Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code ICIC0004838
SegmentCharsValuePurpose
Bank Code1–4ICICIdentifies ICICI Bank
Reserved50RBI reserved (always 0)
Branch Code6–11004838Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchICIC0004838144234020
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.