IFSCIndex

ICICI Bank West Fort Roadpalakkad IFSC Code

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ICICI Bank

ICIC0000262

IFSC · Used for NEFT, IMPS & RTGS

678229002

MICR · Used for Cheque Clearance

Branch

West Fort Roadpalakkad

Address

Icici Bank Ltd., Udaya Towers, Near Rappadi Auditorium, West Fort Road, Palakkad Kerala.678001

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District

Palakkad

State

Kerala

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Frequently Asked Questions

About ICICI Bank West Fort Roadpalakkad (west Fort Road Palakkad Kera - 0262), Palakkad

The IFSC code ICIC0000262 (lowercase: icic0000262) belongs to ICICI Bank, specifically the West Fort Roadpalakkad (west Fort Road Palakkad Kera - 0262) branch located in Palakkad, Kerala.

The 5th character in the IFSC code ICIC0000262 is a zero (0), not the letter 'O'. The correct format is ICIC0000262 (lowercase: icic0000262), and not ICICO000262. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of ICICI Bank West Fort Roadpalakkad (west Fort Road Palakkad Kera - 0262) in Palakkad, Kerala is ICIC0000262. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

ICICI Bank West Fort Roadpalakkad (west Fort Road Palakkad Kera - 0262) is located at Icici Bank Ltd., Udaya Towers, Near Rappadi Auditorium, West Fort Road, Palakkad Kerala.678001, Palakkad, Kerala. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of ICICI Bank West Fort Roadpalakkad (west Fort Road Palakkad Kera - 0262) is 678229002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code ICIC0000262 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code ICIC0000262 by checking: (1) The top-left corner of any ICICI Bank West Fort Roadpalakkad (west Fort Road Palakkad Kera - 0262) cheque leaf, (2) The first page of your ICICI Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: ICIC0000262

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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ICIC
Bank Codechars 1–4
0Reservedchar 5
000262
Branch Codechars 6–11

ICIC0000262

What Each Part Means

Bank Code — ICIC
The first 4 characters uniquely identify ICICI Bank at the national level. Every branch of ICICI Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 000262
The final 6 characters 000262 uniquely identify this specific branch within the ICICI Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code ICIC0000262
SegmentCharsValuePurpose
Bank Code1–4ICICIdentifies ICICI Bank
Reserved50RBI reserved (always 0)
Branch Code6–11000262Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchICIC0000262678229002
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.