Howrah District Central Co Operative Bank The Howrah District Central Cooperative Bank Ltd Ranihati Branch IFSC Code
Howrah District Central Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
The Howrah District Central Cooperative Bank Ltd Ranihati Branch
District
Howrah
State
West Bengal
🔍 Search for another branch
Top Financial Tools for Howrah District Central Co Operative Bank Customers
Free calculators — no login required
Howrah District Central Co Operative Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Howrah District Central Co Operative Bank RD Calculator
Compute recurring deposit maturity with monthly deposits
Howrah District Central Co Operative Bank APY Calculator
Plan your Atal Pension Yojana monthly contribution & pension amount
Howrah District Central Co Operative Bank SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity for your daughter
Other Howrah District Central Co Operative Bank Branches in Howrah
4 nearby branches — click to view IFSC
The Howrah District Central Cooperative Bank Ltd Amta Branch (vill P O Amta Dist Howrah Pi - Cb02)
Vill P O Amta Dist Howrah Pin 711401
The Howrah District Central Cooperative Bank Ltd Shyampur Branch (vill P O Shyampur Dist Howra - Cb03)
Vill P O Shyampur Dist Howrah Pin 711314
The Howrah District Central Cooperative Bank Ltd Udaynarayanpur Branch (vill P O Udaynarayanpur Dist - Cb04)
Vill P O Udaynarayanpur Dist Howrah Pin 711266
The Howrah District Central Cooperative Bank Ltd Jhikira Branch (vill P O Jhikira Dist Howrah - Cb05)
Vill P O Jhikira Dist Howrah Pin 711401
Frequently Asked Questions
About Howrah District Central Co Operative Bank The Howrah District Central Cooperative Bank Ltd Ranihati Branch (vill Ranihati P O Joynagar D - Cb11), Howrah
The IFSC code WBSC0HCCB11 (lowercase: wbsc0hccb11) belongs to Howrah District Central Co Operative Bank, specifically the The Howrah District Central Cooperative Bank Ltd Ranihati Branch (vill Ranihati P O Joynagar D - Cb11) branch located in Howrah, West Bengal.
The 5th character in the IFSC code WBSC0HCCB11 is a zero (0), not the letter 'O'. The correct format is WBSC0HCCB11 (lowercase: wbsc0hccb11), and not WBSCOHCCB11. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Howrah District Central Co Operative Bank The Howrah District Central Cooperative Bank Ltd Ranihati Branch (vill Ranihati P O Joynagar D - Cb11) in Howrah, West Bengal is WBSC0HCCB11. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Howrah District Central Co Operative Bank The Howrah District Central Cooperative Bank Ltd Ranihati Branch (vill Ranihati P O Joynagar D - Cb11) is located at Vill Ranihati P O Joynagar Dist Howrah Pin 711302, Howrah, West Bengal. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Howrah District Central Co Operative Bank The Howrah District Central Cooperative Bank Ltd Ranihati Branch (vill Ranihati P O Joynagar D - Cb11) is 700817509. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code WBSC0HCCB11 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code WBSC0HCCB11 by checking: (1) The top-left corner of any Howrah District Central Co Operative Bank The Howrah District Central Cooperative Bank Ltd Ranihati Branch (vill Ranihati P O Joynagar D - Cb11) cheque leaf, (2) The first page of your Howrah District Central Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: WBSC0HCCB11
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
WBSC0HCCB11
What Each Part Means
- Bank Code — WBSC
- The first 4 characters uniquely identify Howrah District Central Co Operative Bank at the national level. Every branch of Howrah District Central Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — HCCB11
- The final 6 characters HCCB11 uniquely identify this specific branch within the Howrah District Central Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | WBSC | Identifies Howrah District Central Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | HCCB11 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Howrah District Central Co Operative Bank
The Howrah District Central Cooperative Bank Ltd Ranihati Branch (vill Ranihati P O Joynagar D - Cb11), Howrah, West Bengal
Cheque No.
00000011
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | WBSC0HCCB11 | 700817509 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.