Hooghly District Central Co Operative Bank Hooghly District Central Cooperative Bank Ltd Madhabpur Branch IFSC Code
Hooghly District Central Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Hooghly District Central Cooperative Bank Ltd Madhabpur Branch
District
Hooghly
State
West Bengal
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Frequently Asked Questions
About Hooghly District Central Co Operative Bank Hooghly District Central Cooperative Bank Ltd Madhabpur Branch (madhabpur - Cb20), Hooghly
The IFSC code WBSC0HDCB20 (lowercase: wbsc0hdcb20) belongs to Hooghly District Central Co Operative Bank, specifically the Hooghly District Central Cooperative Bank Ltd Madhabpur Branch (madhabpur - Cb20) branch located in Hooghly, West Bengal.
The 5th character in the IFSC code WBSC0HDCB20 is a zero (0), not the letter 'O'. The correct format is WBSC0HDCB20 (lowercase: wbsc0hdcb20), and not WBSCOHDCB20. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Hooghly District Central Co Operative Bank Hooghly District Central Cooperative Bank Ltd Madhabpur Branch (madhabpur - Cb20) in Hooghly, West Bengal is WBSC0HDCB20. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Hooghly District Central Co Operative Bank Hooghly District Central Cooperative Bank Ltd Madhabpur Branch (madhabpur - Cb20) is located at Madhabpur,hooghly,pin-712413, Hooghly, West Bengal. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Hooghly District Central Co Operative Bank Hooghly District Central Cooperative Bank Ltd Madhabpur Branch (madhabpur - Cb20) in Hooghly is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code WBSC0HDCB20 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code WBSC0HDCB20 by checking: (1) The top-left corner of any Hooghly District Central Co Operative Bank Hooghly District Central Cooperative Bank Ltd Madhabpur Branch (madhabpur - Cb20) cheque leaf, (2) The first page of your Hooghly District Central Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: WBSC0HDCB20
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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WBSC0HDCB20
What Each Part Means
- Bank Code — WBSC
- The first 4 characters uniquely identify Hooghly District Central Co Operative Bank at the national level. Every branch of Hooghly District Central Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — HDCB20
- The final 6 characters HDCB20 uniquely identify this specific branch within the Hooghly District Central Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | WBSC | Identifies Hooghly District Central Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | HDCB20 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
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Hooghly District Central Co Operative Bank
Hooghly District Central Cooperative Bank Ltd Madhabpur Branch (madhabpur - Cb20), Hooghly, West Bengal
Cheque No.
00000020
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | WBSC0HDCB20 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.