Hongkong Shanghai Banking Corporation Hongkong & Shanghai Banking Corporation Imps IFSC Code
Hongkong Shanghai Banking Corporation
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Hongkong & Shanghai Banking Corporation Imps
District
Mumbai
State
Maharashtra
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Other Hongkong Shanghai Banking Corporation Branches in Mumbai
4 nearby branches — click to view IFSC
Main Branch Mumbai (m G Road Mumbai 400 - 0002)
52 By 60 M G Road Mumbai 400 001
Fort (fort - Ndia)
Fort,mumbai.
Mg Road (m G Road Fort Mumbai - Ndia)
52 By 60, M G Road,fort,mumbai 400001
Payments Division (m G Road Mumbai 400 - Ndia)
52 By 60,m.g.road,mumbai 400 001
Frequently Asked Questions
About Hongkong Shanghai Banking Corporation Hongkong & Shanghai Banking Corporation Imps (m G Road Fort Mumbai - Gsmi), Mumbai
The IFSC code HSBC0RTGSMI (lowercase: hsbc0rtgsmi) belongs to Hongkong Shanghai Banking Corporation, specifically the Hongkong & Shanghai Banking Corporation Imps (m G Road Fort Mumbai - Gsmi) branch located in Mumbai, Maharashtra.
The 5th character in the IFSC code HSBC0RTGSMI is a zero (0), not the letter 'O'. The correct format is HSBC0RTGSMI (lowercase: hsbc0rtgsmi), and not HSBCORTGSMI. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Hongkong Shanghai Banking Corporation Hongkong & Shanghai Banking Corporation Imps (m G Road Fort Mumbai - Gsmi) in Mumbai, Maharashtra is HSBC0RTGSMI. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Hongkong Shanghai Banking Corporation Hongkong & Shanghai Banking Corporation Imps (m G Road Fort Mumbai - Gsmi) is located at 52/60, M G Road, Fort, Mumbai 400 001, Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Hongkong Shanghai Banking Corporation Hongkong & Shanghai Banking Corporation Imps (m G Road Fort Mumbai - Gsmi) is 400039002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code HSBC0RTGSMI is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code HSBC0RTGSMI by checking: (1) The top-left corner of any Hongkong Shanghai Banking Corporation Hongkong & Shanghai Banking Corporation Imps (m G Road Fort Mumbai - Gsmi) cheque leaf, (2) The first page of your Hongkong Shanghai Banking Corporation passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: HSBC0RTGSMI
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
HSBC0RTGSMI
What Each Part Means
- Bank Code — HSBC
- The first 4 characters uniquely identify Hongkong Shanghai Banking Corporation at the national level. Every branch of Hongkong Shanghai Banking Corporation across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — RTGSMI
- The final 6 characters RTGSMI uniquely identify this specific branch within the Hongkong Shanghai Banking Corporation network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | HSBC | Identifies Hongkong Shanghai Banking Corporation |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | RTGSMI | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Hongkong Shanghai Banking Corporation
Hongkong & Shanghai Banking Corporation Imps (m G Road Fort Mumbai - Gsmi), Mumbai, Maharashtra
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | HSBC0RTGSMI | 400039002 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.