Himachal Pradesh Gramin Bank Himachal Pradesh Gramin Bank Imps IFSC Code
Himachal Pradesh Gramin Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Himachal Pradesh Gramin Bank Imps
Address
Neft Centralized Processing Centre For Himachal Gramin Bank,jawaharnagar Mandi Pin 175001
View on Google MapsDistrict
Mandi
State
Maharashtra
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Frequently Asked Questions
About Himachal Pradesh Gramin Bank Himachal Pradesh Gramin Bank Imps (neft Centralized Processing - Gb04), Mandi
The IFSC code PUNB0HPGB04 (lowercase: punb0hpgb04) belongs to Himachal Pradesh Gramin Bank, specifically the Himachal Pradesh Gramin Bank Imps (neft Centralized Processing - Gb04) branch located in Mandi, Maharashtra.
The 5th character in the IFSC code PUNB0HPGB04 is a zero (0), not the letter 'O'. The correct format is PUNB0HPGB04 (lowercase: punb0hpgb04), and not PUNBOHPGB04. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Himachal Pradesh Gramin Bank Himachal Pradesh Gramin Bank Imps (neft Centralized Processing - Gb04) in Mandi, Maharashtra is PUNB0HPGB04. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Himachal Pradesh Gramin Bank Himachal Pradesh Gramin Bank Imps (neft Centralized Processing - Gb04) is located at Neft Centralized Processing Centre For Himachal Gramin Bank,jawaharnagar Mandi Pin 175001, Mandi, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Himachal Pradesh Gramin Bank Himachal Pradesh Gramin Bank Imps (neft Centralized Processing - Gb04) is 175828202. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code PUNB0HPGB04 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code PUNB0HPGB04 by checking: (1) The top-left corner of any Himachal Pradesh Gramin Bank Himachal Pradesh Gramin Bank Imps (neft Centralized Processing - Gb04) cheque leaf, (2) The first page of your Himachal Pradesh Gramin Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: PUNB0HPGB04
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
PUNB0HPGB04
What Each Part Means
- Bank Code — PUNB
- The first 4 characters uniquely identify Himachal Pradesh Gramin Bank at the national level. Every branch of Himachal Pradesh Gramin Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — HPGB04
- The final 6 characters HPGB04 uniquely identify this specific branch within the Himachal Pradesh Gramin Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | PUNB | Identifies Himachal Pradesh Gramin Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | HPGB04 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Himachal Pradesh Gramin Bank
Himachal Pradesh Gramin Bank Imps (neft Centralized Processing - Gb04), Mandi, Maharashtra
Cheque No.
00000004
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | PUNB0HPGB04 | 175828202 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.