IFSCIndex

HDFC Bank Bakultala IFSC Code

HDFC Bank Logo

HDFC Bank

HDFC0007324

IFSC · Used for NEFT, IMPS & RTGS

700240163

MICR · Used for Cheque Clearance

Branch

Bakultala

Address

Ground Floor 91 Biren Roy Road West Opp Bakultala Bazar Kolkata West Bengal 700061

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District

Kolkata

State

West Bengal

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Frequently Asked Questions

About HDFC Bank Bakultala (biren Roy Road West Opp - 7324), Kolkata

The IFSC code HDFC0007324 (lowercase: hdfc0007324) belongs to HDFC Bank, specifically the Bakultala (biren Roy Road West Opp - 7324) branch located in Kolkata, West Bengal.

The 5th character in the IFSC code HDFC0007324 is a zero (0), not the letter 'O'. The correct format is HDFC0007324 (lowercase: hdfc0007324), and not HDFCO007324. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of HDFC Bank Bakultala (biren Roy Road West Opp - 7324) in Kolkata, West Bengal is HDFC0007324. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

HDFC Bank Bakultala (biren Roy Road West Opp - 7324) is located at Ground Floor 91 Biren Roy Road West Opp Bakultala Bazar Kolkata West Bengal 700061, Kolkata, West Bengal. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of HDFC Bank Bakultala (biren Roy Road West Opp - 7324) is 700240163. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code HDFC0007324 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code HDFC0007324 by checking: (1) The top-left corner of any HDFC Bank Bakultala (biren Roy Road West Opp - 7324) cheque leaf, (2) The first page of your HDFC Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: HDFC0007324

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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HDFC
Bank Codechars 1–4
0Reservedchar 5
007324
Branch Codechars 6–11

HDFC0007324

What Each Part Means

Bank Code — HDFC
The first 4 characters uniquely identify HDFC Bank at the national level. Every branch of HDFC Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 007324
The final 6 characters 007324 uniquely identify this specific branch within the HDFC Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code HDFC0007324
SegmentCharsValuePurpose
Bank Code1–4HDFCIdentifies HDFC Bank
Reserved50RBI reserved (always 0)
Branch Code6–11007324Unique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchHDFC0007324700240163
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.