HDFC Bank Gurdaspur Punjab IFSC Code
HDFC Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Gurdaspur Punjab
Address
Municipal Council No.270/11, Khasra No. 18/24/2/1, Shehzada Nangal,tibri Road Gurdaspur 143521 Punjab
View on Google MapsDistrict
Gurdaspur
State
Punjab
🔍 Search for another branch
Top Financial Tools for HDFC Bank Customers
Free calculators — no login required
HDFC Bank Home Loan EMI Calculator
Calculate EMI, total interest & amortisation schedule
HDFC Bank SIP Calculator
Project wealth from monthly mutual fund investments
HDFC Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
HDFC Bank Car Loan EMI Calculator
Find your monthly instalment & total loan cost
Other HDFC Bank Branches in Gurdaspur
4 nearby branches — click to view IFSC
Dalhousie Road Pathankot (mills Dalhousie Road Pathank - 2459)
Hdfc Bank Ltd, Opposite Bharat Flour Mills, Dalhousie Road, Pathankot, Gurdaspur Punjab 145001
Jugial (no 44r-17-2-8-1 Main Market - 2910)
Khasra No.44r-17-2-8-1, Main Market Village Jugial, Po,shahpur,kandi Town,teh Sil Gurdaspur Punjab 145029
Taragarh (ltd Main Road Vpo Taragarh - 3257)
Hdfc Bank Ltd Main Road, Vpo. Taragarh, Distt. Gurdaspur, Taragarh Punjab 143534
Dalam (village Nangal P - 3450)
Village Nangal, P.o Dalam, Tehsil Batala, Distt -gurdaspur, Gurdaspur Punjab 143511
Frequently Asked Questions
About HDFC Bank Gurdaspur Punjab (nangal Tibri Road Gurdaspur - 0265), Gurdaspur
The IFSC code HDFC0000265 (lowercase: hdfc0000265) belongs to HDFC Bank, specifically the Gurdaspur Punjab (nangal Tibri Road Gurdaspur - 0265) branch located in Gurdaspur, Punjab.
The 5th character in the IFSC code HDFC0000265 is a zero (0), not the letter 'O'. The correct format is HDFC0000265 (lowercase: hdfc0000265), and not HDFCO000265. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of HDFC Bank Gurdaspur Punjab (nangal Tibri Road Gurdaspur - 0265) in Gurdaspur, Punjab is HDFC0000265. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
HDFC Bank Gurdaspur Punjab (nangal Tibri Road Gurdaspur - 0265) is located at Municipal Council No.270/11, Khasra No. 18/24/2/1, Shehzada Nangal,tibri Road Gurdaspur 143521 Punjab, Gurdaspur, Punjab. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of HDFC Bank Gurdaspur Punjab (nangal Tibri Road Gurdaspur - 0265) is 143240202. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code HDFC0000265 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code HDFC0000265 by checking: (1) The top-left corner of any HDFC Bank Gurdaspur Punjab (nangal Tibri Road Gurdaspur - 0265) cheque leaf, (2) The first page of your HDFC Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: HDFC0000265
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
HDFC0000265
What Each Part Means
- Bank Code — HDFC
- The first 4 characters uniquely identify HDFC Bank at the national level. Every branch of HDFC Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000265
- The final 6 characters 000265 uniquely identify this specific branch within the HDFC Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | HDFC | Identifies HDFC Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000265 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
HDFC Bank
Gurdaspur Punjab (nangal Tibri Road Gurdaspur - 0265), Gurdaspur, Punjab
Cheque No.
00000265
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | HDFC0000265 | 143240202 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.