HDFC Bank Adipur IFSC Code
HDFC Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Adipur
Address
Hdfc Bank Ltd 1st Floor, Shaz 120-121 Madansinh Chowk,dist-kachchh Adipur Gujarat 370205
View on Google MapsDistrict
Gandhidham
State
Gujarat
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Other HDFC Bank Branches in Gandhidham
4 nearby branches — click to view IFSC
Gandhidham Gujarat (12 B Opp Dr C - 0216)
Plot No. 301, Ward 12/b,opp Dr. C.g. High School,gandhidham,gujarat 370201
Antarjal (hdfc Bank Ltd. - 3111)
Hdfc Bank Ltd., 3 87, Ahirvas, Antarjal, Tal. Gandhidham Kutch Gujarat 370205
Rambaug Road Adipur (3 Rambaug Road Gandhidham Gu - 4636)
Shop No 1 To 4 Grd Floor Champion Arcade Plot No 59 60 Ward Dc 3 Rambaug Road Gandhidham Gujarat 370205
Gandhidham Oslo (no 139 Sector 8 Kachchh - 4682)
Hdfc Bank Ltd Shop No 107 To 110 Ground Floor Rayson Arcade Plot No 139 Sector 8 Kachchh Gujarat 370201
Frequently Asked Questions
About HDFC Bank Adipur (120-121 Madansinh Chowk Dist - 1276), Gandhidham
The IFSC code HDFC0001276 (lowercase: hdfc0001276) belongs to HDFC Bank, specifically the Adipur (120-121 Madansinh Chowk Dist - 1276) branch located in Gandhidham, Gujarat.
The 5th character in the IFSC code HDFC0001276 is a zero (0), not the letter 'O'. The correct format is HDFC0001276 (lowercase: hdfc0001276), and not HDFCO001276. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of HDFC Bank Adipur (120-121 Madansinh Chowk Dist - 1276) in Gandhidham, Gujarat is HDFC0001276. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
HDFC Bank Adipur (120-121 Madansinh Chowk Dist - 1276) is located at Hdfc Bank Ltd 1st Floor, Shaz 120-121 Madansinh Chowk,dist-kachchh Adipur Gujarat 370205, Gandhidham, Gujarat. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of HDFC Bank Adipur (120-121 Madansinh Chowk Dist - 1276) is 370240002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code HDFC0001276 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code HDFC0001276 by checking: (1) The top-left corner of any HDFC Bank Adipur (120-121 Madansinh Chowk Dist - 1276) cheque leaf, (2) The first page of your HDFC Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: HDFC0001276
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
HDFC0001276
What Each Part Means
- Bank Code — HDFC
- The first 4 characters uniquely identify HDFC Bank at the national level. Every branch of HDFC Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 001276
- The final 6 characters 001276 uniquely identify this specific branch within the HDFC Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | HDFC | Identifies HDFC Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 001276 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
HDFC Bank
Adipur (120-121 Madansinh Chowk Dist - 1276), Gandhidham, Gujarat
Cheque No.
00001276
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | HDFC0001276 | 370240002 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.