Haryana State Co Operative Apex Bank Sector-eleven Panchkula IFSC Code
Haryana State Co Operative Apex Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Sector-eleven Panchkula (scf 94 Sector - 0011)
District
Panchkula
State
Haryana
🔍 Search for another branch
Top Financial Tools for Haryana State Co Operative Apex Bank Customers
Free calculators — no login required
Haryana State Co Operative Apex Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Haryana State Co Operative Apex Bank RD Calculator
Compute recurring deposit maturity with monthly deposits
Haryana State Co Operative Apex Bank APY Calculator
Plan your Atal Pension Yojana monthly contribution & pension amount
Haryana State Co Operative Apex Bank SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity for your daughter
Other Haryana State Co Operative Apex Bank Branches in Panchkula
4 nearby branches — click to view IFSC
Sector-four Panchkula (sco 48 Sector - 0009)
Sco 48, Sector-4 Panchkula
Sector-two Panchkula (sahakarita Bhawan Sector - 0010)
Sahakarita Bhawan, Sector-2 Panchkula
Sector-fifteen Panchkula (scf 20 Sector - 0012)
Scf 20, Sector-15 Panchula
Ext Counter Sector-six Panchkula (hsamb Sector - 0016)
Hsamb, Sector-6, C-6, Mandi Bhawan Panchkula
Frequently Asked Questions
About Haryana State Co Operative Apex Bank Sector-eleven Panchkula (scf 94 Sector - 0011), Panchkula
The IFSC code HARC0000011 (lowercase: harc0000011) belongs to Haryana State Co Operative Apex Bank, specifically the Sector-eleven Panchkula (scf 94 Sector - 0011) branch located in Panchkula, Haryana.
The 5th character in the IFSC code HARC0000011 is a zero (0), not the letter 'O'. The correct format is HARC0000011 (lowercase: harc0000011), and not HARCO000011. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Haryana State Co Operative Apex Bank Sector-eleven Panchkula (scf 94 Sector - 0011) in Panchkula, Haryana is HARC0000011. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Haryana State Co Operative Apex Bank Sector-eleven Panchkula (scf 94 Sector - 0011) is located at Scf 94, Sector-11, Panchkula, Panchkula, Haryana. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Haryana State Co Operative Apex Bank Sector-eleven Panchkula (scf 94 Sector - 0011) is 160346011. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code HARC0000011 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code HARC0000011 by checking: (1) The top-left corner of any Haryana State Co Operative Apex Bank Sector-eleven Panchkula (scf 94 Sector - 0011) cheque leaf, (2) The first page of your Haryana State Co Operative Apex Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: HARC0000011
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
HARC0000011
What Each Part Means
- Bank Code — HARC
- The first 4 characters uniquely identify Haryana State Co Operative Apex Bank at the national level. Every branch of Haryana State Co Operative Apex Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000011
- The final 6 characters 000011 uniquely identify this specific branch within the Haryana State Co Operative Apex Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | HARC | Identifies Haryana State Co Operative Apex Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000011 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Haryana State Co Operative Apex Bank
Sector-eleven Panchkula (scf 94 Sector - 0011), Panchkula, Haryana
Cheque No.
00000011
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | HARC0000011 | 160346011 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.