Guardian Souharda Sahakari Bank Niyamita Guardian Souharda Sahakari Bank Niyamita Imps IFSC Code
Guardian Souharda Sahakari Bank Niyamita
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Guardian Souharda Sahakari Bank Niyamita Imps
District
Bangalore
State
Maharashtra
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Frequently Asked Questions
About Guardian Souharda Sahakari Bank Niyamita Guardian Souharda Sahakari Bank Niyamita Imps (139 Infantry Road Bangalore - 2001), Bangalore
The IFSC code SVCB0002001 (lowercase: svcb0002001) belongs to Guardian Souharda Sahakari Bank Niyamita, specifically the Guardian Souharda Sahakari Bank Niyamita Imps (139 Infantry Road Bangalore - 2001) branch located in Bangalore, Maharashtra.
The 5th character in the IFSC code SVCB0002001 is a zero (0), not the letter 'O'. The correct format is SVCB0002001 (lowercase: svcb0002001), and not SVCBO002001. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Guardian Souharda Sahakari Bank Niyamita Guardian Souharda Sahakari Bank Niyamita Imps (139 Infantry Road Bangalore - 2001) in Bangalore, Maharashtra is SVCB0002001. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Guardian Souharda Sahakari Bank Niyamita Guardian Souharda Sahakari Bank Niyamita Imps (139 Infantry Road Bangalore - 2001) is located at No.139, Infantry Road, Bangalore -560 001, Bangalore, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Guardian Souharda Sahakari Bank Niyamita Guardian Souharda Sahakari Bank Niyamita Imps (139 Infantry Road Bangalore - 2001) is 560234251. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code SVCB0002001 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code SVCB0002001 by checking: (1) The top-left corner of any Guardian Souharda Sahakari Bank Niyamita Guardian Souharda Sahakari Bank Niyamita Imps (139 Infantry Road Bangalore - 2001) cheque leaf, (2) The first page of your Guardian Souharda Sahakari Bank Niyamita passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: SVCB0002001
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
SVCB0002001
What Each Part Means
- Bank Code — SVCB
- The first 4 characters uniquely identify Guardian Souharda Sahakari Bank Niyamita at the national level. Every branch of Guardian Souharda Sahakari Bank Niyamita across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 002001
- The final 6 characters 002001 uniquely identify this specific branch within the Guardian Souharda Sahakari Bank Niyamita network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | SVCB | Identifies Guardian Souharda Sahakari Bank Niyamita |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 002001 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Guardian Souharda Sahakari Bank Niyamita
Guardian Souharda Sahakari Bank Niyamita Imps (139 Infantry Road Bangalore - 2001), Bangalore, Maharashtra
Cheque No.
00002001
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | SVCB0002001 | 560234251 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.