IFSCIndex

Gopinath Patil Parsik Janata Sahakari Bank Chembur IFSC Code

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Gopinath Patil Parsik Janata Sahakari Bank

PJSB0000070

IFSC · Used for NEFT, IMPS & RTGS

400312065

MICR · Used for Cheque Clearance

Branch

Chembur

Address

Shop No 2,3 Gr Flr, Ashish Chamber, Ashish Theatre, Plot No 105/8, Mahul Road, Chembur East, Mumbai - 400074

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District

Mumbai

State

Maharashtra

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Frequently Asked Questions

About Gopinath Patil Parsik Janata Sahakari Bank Chembur (8 Mahul Road Chembur East - 0070), Mumbai

The IFSC code PJSB0000070 (lowercase: pjsb0000070) belongs to Gopinath Patil Parsik Janata Sahakari Bank, specifically the Chembur (8 Mahul Road Chembur East - 0070) branch located in Mumbai, Maharashtra.

The 5th character in the IFSC code PJSB0000070 is a zero (0), not the letter 'O'. The correct format is PJSB0000070 (lowercase: pjsb0000070), and not PJSBO000070. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Gopinath Patil Parsik Janata Sahakari Bank Chembur (8 Mahul Road Chembur East - 0070) in Mumbai, Maharashtra is PJSB0000070. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Gopinath Patil Parsik Janata Sahakari Bank Chembur (8 Mahul Road Chembur East - 0070) is located at Shop No 2,3 Gr Flr, Ashish Chamber, Ashish Theatre, Plot No 105/8, Mahul Road, Chembur East, Mumbai - 400074, Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Gopinath Patil Parsik Janata Sahakari Bank Chembur (8 Mahul Road Chembur East - 0070) is 400312065. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code PJSB0000070 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code PJSB0000070 by checking: (1) The top-left corner of any Gopinath Patil Parsik Janata Sahakari Bank Chembur (8 Mahul Road Chembur East - 0070) cheque leaf, (2) The first page of your Gopinath Patil Parsik Janata Sahakari Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: PJSB0000070

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

Swipe to see all

PJSB
Bank Codechars 1–4
0Reservedchar 5
000070
Branch Codechars 6–11

PJSB0000070

What Each Part Means

Bank Code — PJSB
The first 4 characters uniquely identify Gopinath Patil Parsik Janata Sahakari Bank at the national level. Every branch of Gopinath Patil Parsik Janata Sahakari Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 000070
The final 6 characters 000070 uniquely identify this specific branch within the Gopinath Patil Parsik Janata Sahakari Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code PJSB0000070
SegmentCharsValuePurpose
Bank Code1–4PJSBIdentifies Gopinath Patil Parsik Janata Sahakari Bank
Reserved50RBI reserved (always 0)
Branch Code6–11000070Unique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchPJSB0000070400312065
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.