Gopinath Patil Parsik Janata Sahakari Bank Nipani IFSC Code
Gopinath Patil Parsik Janata Sahakari Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Nipani
Address
House No 14e Ground Floor, Old P.b. Road, Ward No 31, Nipani Tal. Chikodi, Dist Belgavi- 591237
View on Google MapsDistrict
Belgavi
State
Karnataka
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Other Gopinath Patil Parsik Janata Sahakari Bank Branches in Belgavi
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Frequently Asked Questions
About Gopinath Patil Parsik Janata Sahakari Bank Nipani (p B Road Ward No - 0205), Belgavi
The IFSC code PJSB0000205 (lowercase: pjsb0000205) belongs to Gopinath Patil Parsik Janata Sahakari Bank, specifically the Nipani (p B Road Ward No - 0205) branch located in Belgavi, Karnataka.
The 5th character in the IFSC code PJSB0000205 is a zero (0), not the letter 'O'. The correct format is PJSB0000205 (lowercase: pjsb0000205), and not PJSBO000205. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Gopinath Patil Parsik Janata Sahakari Bank Nipani (p B Road Ward No - 0205) in Belgavi, Karnataka is PJSB0000205. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Gopinath Patil Parsik Janata Sahakari Bank Nipani (p B Road Ward No - 0205) is located at House No 14e Ground Floor, Old P.b. Road, Ward No 31, Nipani Tal. Chikodi, Dist Belgavi- 591237, Belgavi, Karnataka. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Gopinath Patil Parsik Janata Sahakari Bank Nipani (p B Road Ward No - 0205) is 591312302. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code PJSB0000205 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code PJSB0000205 by checking: (1) The top-left corner of any Gopinath Patil Parsik Janata Sahakari Bank Nipani (p B Road Ward No - 0205) cheque leaf, (2) The first page of your Gopinath Patil Parsik Janata Sahakari Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: PJSB0000205
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
PJSB0000205
What Each Part Means
- Bank Code — PJSB
- The first 4 characters uniquely identify Gopinath Patil Parsik Janata Sahakari Bank at the national level. Every branch of Gopinath Patil Parsik Janata Sahakari Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000205
- The final 6 characters 000205 uniquely identify this specific branch within the Gopinath Patil Parsik Janata Sahakari Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | PJSB | Identifies Gopinath Patil Parsik Janata Sahakari Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000205 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Gopinath Patil Parsik Janata Sahakari Bank
Nipani (p B Road Ward No - 0205), Belgavi, Karnataka
Cheque No.
00000205
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | PJSB0000205 | 591312302 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.