Gandhi Co Operative Urban Bank New Gajuwaka Branch IFSC Code
Gandhi Co Operative Urban Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
New Gajuwaka Branch
Address
Door No.14-36-11/2,kl Rao Nagar,bc Road, New Gajuwaka, Visakhapatnam-530026
View on Google MapsDistrict
Visakhapatnam
State
Andhra Pradesh
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Frequently Asked Questions
About Gandhi Co Operative Urban Bank New Gajuwaka Branch (nagar Bc Road New Gajuwaka - Ub13), Visakhapatnam
The IFSC code YESB0GCUB13 (lowercase: yesb0gcub13) belongs to Gandhi Co Operative Urban Bank, specifically the New Gajuwaka Branch (nagar Bc Road New Gajuwaka - Ub13) branch located in Visakhapatnam, Andhra Pradesh.
The 5th character in the IFSC code YESB0GCUB13 is a zero (0), not the letter 'O'. The correct format is YESB0GCUB13 (lowercase: yesb0gcub13), and not YESBOGCUB13. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Gandhi Co Operative Urban Bank New Gajuwaka Branch (nagar Bc Road New Gajuwaka - Ub13) in Visakhapatnam, Andhra Pradesh is YESB0GCUB13. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Gandhi Co Operative Urban Bank New Gajuwaka Branch (nagar Bc Road New Gajuwaka - Ub13) is located at Door No.14-36-11/2,kl Rao Nagar,bc Road, New Gajuwaka, Visakhapatnam-530026, Visakhapatnam, Andhra Pradesh. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Gandhi Co Operative Urban Bank New Gajuwaka Branch (nagar Bc Road New Gajuwaka - Ub13) in Visakhapatnam is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code YESB0GCUB13 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code YESB0GCUB13 by checking: (1) The top-left corner of any Gandhi Co Operative Urban Bank New Gajuwaka Branch (nagar Bc Road New Gajuwaka - Ub13) cheque leaf, (2) The first page of your Gandhi Co Operative Urban Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: YESB0GCUB13
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
YESB0GCUB13
What Each Part Means
- Bank Code — YESB
- The first 4 characters uniquely identify Gandhi Co Operative Urban Bank at the national level. Every branch of Gandhi Co Operative Urban Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — GCUB13
- The final 6 characters GCUB13 uniquely identify this specific branch within the Gandhi Co Operative Urban Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | YESB | Identifies Gandhi Co Operative Urban Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | GCUB13 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Gandhi Co Operative Urban Bank
New Gajuwaka Branch (nagar Bc Road New Gajuwaka - Ub13), Visakhapatnam, Andhra Pradesh
Cheque No.
00000013
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | YESB0GCUB13 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.