Fino Payments Bank Suraram IFSC Code
Fino Payments Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Suraram
Address
H No 2-058/11,portion No 13,front Side,opp Narayan Hrudalaya Hospital,suraram,rangareddy,telangana-501401
View on Google MapsDistrict
Rangareddi
State
Telangana
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Frequently Asked Questions
About Fino Payments Bank Suraram (front Side Opp Narayan Hruda - 1005), Rangareddi
The IFSC code FINO0001005 (lowercase: fino0001005) belongs to Fino Payments Bank, specifically the Suraram (front Side Opp Narayan Hruda - 1005) branch located in Rangareddi, Telangana.
The 5th character in the IFSC code FINO0001005 is a zero (0), not the letter 'O'. The correct format is FINO0001005 (lowercase: fino0001005), and not FINOO001005. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Fino Payments Bank Suraram (front Side Opp Narayan Hruda - 1005) in Rangareddi, Telangana is FINO0001005. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Fino Payments Bank Suraram (front Side Opp Narayan Hruda - 1005) is located at H No 2-058/11,portion No 13,front Side,opp Narayan Hrudalaya Hospital,suraram,rangareddy,telangana-501401, Rangareddi, Telangana. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Fino Payments Bank Suraram (front Side Opp Narayan Hruda - 1005) is 500771006. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code FINO0001005 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code FINO0001005 by checking: (1) The top-left corner of any Fino Payments Bank Suraram (front Side Opp Narayan Hruda - 1005) cheque leaf, (2) The first page of your Fino Payments Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: FINO0001005
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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FINO0001005
What Each Part Means
- Bank Code — FINO
- The first 4 characters uniquely identify Fino Payments Bank at the national level. Every branch of Fino Payments Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 001005
- The final 6 characters 001005 uniquely identify this specific branch within the Fino Payments Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | FINO | Identifies Fino Payments Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 001005 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Fino Payments Bank
Suraram (front Side Opp Narayan Hruda - 1005), Rangareddi, Telangana
Cheque No.
00001005
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | FINO0001005 | 500771006 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.