Federal Bank Howrah IFSC Code
Federal Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Howrah
District
Kolkata
State
West Bengal
🔍 Search for another branch
Top Financial Tools for Federal Bank Customers
Free calculators — no login required
Federal Bank Home Loan EMI Calculator
Calculate EMI, total interest & amortisation schedule
Federal Bank SIP Calculator
Project wealth from monthly mutual fund investments
Federal Bank FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Federal Bank Car Loan EMI Calculator
Find your monthly instalment & total loan cost
Other Federal Bank Branches in Kolkata
4 nearby branches — click to view IFSC
Kolkata Zonal Office (zonal Office Regency-2nd Fl - 0131)
Zonal Office Regency-2nd Fl 6 Hungerford St Kolkata-17
Crch Kolkata (91a 1 Park Street Opp - 0321)
Avani Signature, 91a/1 ,park Street, Opp To St Xaviers College, Kolkata, 700016
State Sol West Bengal (6 Hunderford Street Kolkata - 0810)
2b,regency 6,hunderford Street,kolkata,west Bengal
Kolkata C.r.avenue (8 Chittaranjan Avenue Kolkat - 1103)
8 Chittaranjan Avenue Kolkata Kolkata
Frequently Asked Questions
About Federal Bank Howrah (bye Pass Road Howrah - 1196), Kolkata
The IFSC code FDRL0001196 (lowercase: fdrl0001196) belongs to Federal Bank, specifically the Howrah (bye Pass Road Howrah - 1196) branch located in Kolkata, West Bengal.
The 5th character in the IFSC code FDRL0001196 is a zero (0), not the letter 'O'. The correct format is FDRL0001196 (lowercase: fdrl0001196), and not FDRLO001196. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Federal Bank Howrah (bye Pass Road Howrah - 1196) in Kolkata, West Bengal is FDRL0001196. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Federal Bank Howrah (bye Pass Road Howrah - 1196) is located at Nw- 101, Belilious Park East West Bye Pass Road, Howrah, Kolkata, West Bengal. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Federal Bank Howrah (bye Pass Road Howrah - 1196) is 700049010. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code FDRL0001196 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code FDRL0001196 by checking: (1) The top-left corner of any Federal Bank Howrah (bye Pass Road Howrah - 1196) cheque leaf, (2) The first page of your Federal Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: FDRL0001196
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
FDRL0001196
What Each Part Means
- Bank Code — FDRL
- The first 4 characters uniquely identify Federal Bank at the national level. Every branch of Federal Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 001196
- The final 6 characters 001196 uniquely identify this specific branch within the Federal Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | FDRL | Identifies Federal Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 001196 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Federal Bank
Howrah (bye Pass Road Howrah - 1196), Kolkata, West Bengal
Cheque No.
00001196
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | FDRL0001196 | 700049010 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.