IFSCIndex

Esaf Small Finance Bank Shirpur IFSC Code

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Esaf Small Finance Bank

ESMF0001772

IFSC · Used for NEFT, IMPS & RTGS

Not Assigned

MICR · This branch may not process cheques.

Branch

Shirpur

Address

Shriram Apartment,second Floor,near R C Patel School,shahada-burhanpur Road,warwade,shirpur,po Shirpur,shirpur Nagar Parishad.dhule District,maharashtra-425405

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District

Maharashtra

State

Maharashtra

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Frequently Asked Questions

About Esaf Small Finance Bank Shirpur (school Shahada-burhanpur Roa - 1772), Maharashtra

The IFSC code ESMF0001772 (lowercase: esmf0001772) belongs to Esaf Small Finance Bank, specifically the Shirpur (school Shahada-burhanpur Roa - 1772) branch located in Maharashtra, Maharashtra.

The 5th character in the IFSC code ESMF0001772 is a zero (0), not the letter 'O'. The correct format is ESMF0001772 (lowercase: esmf0001772), and not ESMFO001772. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Esaf Small Finance Bank Shirpur (school Shahada-burhanpur Roa - 1772) in Maharashtra, Maharashtra is ESMF0001772. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Esaf Small Finance Bank Shirpur (school Shahada-burhanpur Roa - 1772) is located at Shriram Apartment,second Floor,near R C Patel School,shahada-burhanpur Road,warwade,shirpur,po Shirpur,shirpur Nagar Parishad.dhule District,maharashtra-425405, Maharashtra, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.

The MICR code for Esaf Small Finance Bank Shirpur (school Shahada-burhanpur Roa - 1772) in Maharashtra is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.

Yes. IFSC code ESMF0001772 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code ESMF0001772 by checking: (1) The top-left corner of any Esaf Small Finance Bank Shirpur (school Shahada-burhanpur Roa - 1772) cheque leaf, (2) The first page of your Esaf Small Finance Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: ESMF0001772

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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ESMF
Bank Codechars 1–4
0Reservedchar 5
001772
Branch Codechars 6–11

ESMF0001772

What Each Part Means

Bank Code — ESMF
The first 4 characters uniquely identify Esaf Small Finance Bank at the national level. Every branch of Esaf Small Finance Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 001772
The final 6 characters 001772 uniquely identify this specific branch within the Esaf Small Finance Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code ESMF0001772
SegmentCharsValuePurpose
Bank Code1–4ESMFIdentifies Esaf Small Finance Bank
Reserved50RBI reserved (always 0)
Branch Code6–11001772Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchESMF0001772Not available
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.