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Esaf Small Finance Bank Ollur IFSC Code

Esaf Small Finance Bank Logo

Esaf Small Finance Bank

ESMF0001887

IFSC · Used for NEFT, IMPS & RTGS

Not Assigned

MICR · This branch may not process cheques.

Branch

Ollur

Address

Kadavys Kadco Tower, Kadavy Sector, Ollur P O

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District

Thrissur

State

Kerala

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Frequently Asked Questions

About Esaf Small Finance Bank Ollur (tower Kadavy Sector Ollur P - 1887), Thrissur

The IFSC code ESMF0001887 (lowercase: esmf0001887) belongs to Esaf Small Finance Bank, specifically the Ollur (tower Kadavy Sector Ollur P - 1887) branch located in Thrissur, Kerala.

The 5th character in the IFSC code ESMF0001887 is a zero (0), not the letter 'O'. The correct format is ESMF0001887 (lowercase: esmf0001887), and not ESMFO001887. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Esaf Small Finance Bank Ollur (tower Kadavy Sector Ollur P - 1887) in Thrissur, Kerala is ESMF0001887. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Esaf Small Finance Bank Ollur (tower Kadavy Sector Ollur P - 1887) is located at Kadavys Kadco Tower, Kadavy Sector, Ollur P O, Thrissur, Kerala. You can click the "View on Google Maps" button on this page to get directions.

The MICR code for Esaf Small Finance Bank Ollur (tower Kadavy Sector Ollur P - 1887) in Thrissur is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.

Yes. IFSC code ESMF0001887 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code ESMF0001887 by checking: (1) The top-left corner of any Esaf Small Finance Bank Ollur (tower Kadavy Sector Ollur P - 1887) cheque leaf, (2) The first page of your Esaf Small Finance Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: ESMF0001887

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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ESMF
Bank Codechars 1–4
0Reservedchar 5
001887
Branch Codechars 6–11

ESMF0001887

What Each Part Means

Bank Code — ESMF
The first 4 characters uniquely identify Esaf Small Finance Bank at the national level. Every branch of Esaf Small Finance Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 001887
The final 6 characters 001887 uniquely identify this specific branch within the Esaf Small Finance Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code ESMF0001887
SegmentCharsValuePurpose
Bank Code1–4ESMFIdentifies Esaf Small Finance Bank
Reserved50RBI reserved (always 0)
Branch Code6–11001887Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchESMF0001887Not available
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.