Equitas Small Finance Bank Woraiyur Trichy IFSC Code
Equitas Small Finance Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Woraiyur Trichy
Address
No.107-a Salai Road,cauvery Complex,2nd Floor,upstairs Of Sbi,woraiyur Trichy-620 003
View on Google MapsDistrict
Tiruchirapalli
State
Tamil Nadu
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Other Equitas Small Finance Bank Branches in Tiruchirapalli
4 nearby branches — click to view IFSC
Poovalur Road Lalgudi (bank Poovalur Road Lalgudi 6 - 1285)
No.46/12,2nd Floor,a Balaji Complex,upstairs T.m Bank,poovalur Road,lalgudi 621601
Manachanallur (l F Road Thuraiur Main - 1286)
No,4 L.f.road.thuraiur Main Road,upstairs Iob Bank,manachanallur -621005
Thuraiyur (madhurapuri Trichy Road Thur - 1287)
199/22 Kathiravan Pattarai Back Side,madhurapuri,trichy Road,thuraiyur 621010
Cantonment Trichy (5 Willams Road Near Seva - 1288)
2nd Floor,sree Naga Arcade,no.5,willams Road,near Seva Sangam School( Upstairs Of Indian Bank ) Cantonment,trichy-620 001
Frequently Asked Questions
About Equitas Small Finance Bank Woraiyur Trichy (107-a Salai Road Cauvery Com - 1292), Tiruchirapalli
The IFSC code ESFB0001292 (lowercase: esfb0001292) belongs to Equitas Small Finance Bank, specifically the Woraiyur Trichy (107-a Salai Road Cauvery Com - 1292) branch located in Tiruchirapalli, Tamil Nadu.
The 5th character in the IFSC code ESFB0001292 is a zero (0), not the letter 'O'. The correct format is ESFB0001292 (lowercase: esfb0001292), and not ESFBO001292. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Equitas Small Finance Bank Woraiyur Trichy (107-a Salai Road Cauvery Com - 1292) in Tiruchirapalli, Tamil Nadu is ESFB0001292. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Equitas Small Finance Bank Woraiyur Trichy (107-a Salai Road Cauvery Com - 1292) is located at No.107-a Salai Road,cauvery Complex,2nd Floor,upstairs Of Sbi,woraiyur Trichy-620 003, Tiruchirapalli, Tamil Nadu. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Equitas Small Finance Bank Woraiyur Trichy (107-a Salai Road Cauvery Com - 1292) is 620756018. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code ESFB0001292 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code ESFB0001292 by checking: (1) The top-left corner of any Equitas Small Finance Bank Woraiyur Trichy (107-a Salai Road Cauvery Com - 1292) cheque leaf, (2) The first page of your Equitas Small Finance Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: ESFB0001292
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
ESFB0001292
What Each Part Means
- Bank Code — ESFB
- The first 4 characters uniquely identify Equitas Small Finance Bank at the national level. Every branch of Equitas Small Finance Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 001292
- The final 6 characters 001292 uniquely identify this specific branch within the Equitas Small Finance Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | ESFB | Identifies Equitas Small Finance Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 001292 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Equitas Small Finance Bank
Woraiyur Trichy (107-a Salai Road Cauvery Com - 1292), Tiruchirapalli, Tamil Nadu
Cheque No.
00001292
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | ESFB0001292 | 620756018 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.