IFSCIndex

Equitas Small Finance Bank Salaipudur IFSC Code

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Equitas Small Finance Bank

ESFB0001095

IFSC · Used for NEFT, IMPS & RTGS

638756005

MICR · Used for Cheque Clearance

Branch

Salaipudur

Address

157/1 Karur Main Road,saaliputur.-638151

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District

Erode

State

Tamil Nadu

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Frequently Asked Questions

About Equitas Small Finance Bank Salaipudur (karur Main Road Saaliputur - - 1095), Erode

The IFSC code ESFB0001095 (lowercase: esfb0001095) belongs to Equitas Small Finance Bank, specifically the Salaipudur (karur Main Road Saaliputur - - 1095) branch located in Erode, Tamil Nadu.

The 5th character in the IFSC code ESFB0001095 is a zero (0), not the letter 'O'. The correct format is ESFB0001095 (lowercase: esfb0001095), and not ESFBO001095. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Equitas Small Finance Bank Salaipudur (karur Main Road Saaliputur - - 1095) in Erode, Tamil Nadu is ESFB0001095. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Equitas Small Finance Bank Salaipudur (karur Main Road Saaliputur - - 1095) is located at 157/1 Karur Main Road,saaliputur.-638151, Erode, Tamil Nadu. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Equitas Small Finance Bank Salaipudur (karur Main Road Saaliputur - - 1095) is 638756005. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code ESFB0001095 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code ESFB0001095 by checking: (1) The top-left corner of any Equitas Small Finance Bank Salaipudur (karur Main Road Saaliputur - - 1095) cheque leaf, (2) The first page of your Equitas Small Finance Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: ESFB0001095

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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ESFB
Bank Codechars 1–4
0Reservedchar 5
001095
Branch Codechars 6–11

ESFB0001095

What Each Part Means

Bank Code — ESFB
The first 4 characters uniquely identify Equitas Small Finance Bank at the national level. Every branch of Equitas Small Finance Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 001095
The final 6 characters 001095 uniquely identify this specific branch within the Equitas Small Finance Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code ESFB0001095
SegmentCharsValuePurpose
Bank Code1–4ESFBIdentifies Equitas Small Finance Bank
Reserved50RBI reserved (always 0)
Branch Code6–11001095Unique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchESFB0001095638756005
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.