Equitas Small Finance Bank Internet And Mobile Banking IFSC Code
Equitas Small Finance Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Internet And Mobile Banking
District
Chennai
State
Tamil Nadu
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Corporate Banking (no 769 Phase 2 4th - 0cib)
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Frequently Asked Questions
About Equitas Small Finance Bank Internet And Mobile Banking (no 769 Phase 2 4th - Ibmb), Chennai
The IFSC code ESFB000IBMB (lowercase: esfb000ibmb) belongs to Equitas Small Finance Bank, specifically the Internet And Mobile Banking (no 769 Phase 2 4th - Ibmb) branch located in Chennai, Tamil Nadu.
The 5th character in the IFSC code ESFB000IBMB is a zero (0), not the letter 'O'. The correct format is ESFB000IBMB (lowercase: esfb000ibmb), and not ESFBO00IBMB. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Equitas Small Finance Bank Internet And Mobile Banking (no 769 Phase 2 4th - Ibmb) in Chennai, Tamil Nadu is ESFB000IBMB. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Equitas Small Finance Bank Internet And Mobile Banking (no 769 Phase 2 4th - Ibmb) is located at No 769 Phase 2,4th Floor,spencer Plaza,anna Salai,chennai 600002, Chennai, Tamil Nadu. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Equitas Small Finance Bank Internet And Mobile Banking (no 769 Phase 2 4th - Ibmb) in Chennai is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code ESFB000IBMB is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code ESFB000IBMB by checking: (1) The top-left corner of any Equitas Small Finance Bank Internet And Mobile Banking (no 769 Phase 2 4th - Ibmb) cheque leaf, (2) The first page of your Equitas Small Finance Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: ESFB000IBMB
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
ESFB000IBMB
What Each Part Means
- Bank Code — ESFB
- The first 4 characters uniquely identify Equitas Small Finance Bank at the national level. Every branch of Equitas Small Finance Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 00IBMB
- The final 6 characters 00IBMB uniquely identify this specific branch within the Equitas Small Finance Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | ESFB | Identifies Equitas Small Finance Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 00IBMB | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Equitas Small Finance Bank
Internet And Mobile Banking (no 769 Phase 2 4th - Ibmb), Chennai, Tamil Nadu
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | ESFB000IBMB | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.