District Co Operative Central Bank Kurnool The Dist. Co-operative Central Bank Ltd. Kurnool Uppalapadu IFSC Code
District Co Operative Central Bank Kurnool
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
The Dist. Co-operative Central Bank Ltd. Kurnool Uppalapadu
District
Uppalapadu
State
Andhra Pradesh
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Frequently Asked Questions
About District Co Operative Central Bank Kurnool The Dist. Co-operative Central Bank Ltd. Kurnool Uppalapadu (d.no.3-7 - 3023), Uppalapadu
The IFSC code APBL0013023 (lowercase: apbl0013023) belongs to District Co Operative Central Bank Kurnool, specifically the The Dist. Co-operative Central Bank Ltd. Kurnool Uppalapadu (d.no.3-7 - 3023) branch located in Uppalapadu, Andhra Pradesh.
The 5th character in the IFSC code APBL0013023 is a zero (0), not the letter 'O'. The correct format is APBL0013023 (lowercase: apbl0013023), and not APBLO013023. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of District Co Operative Central Bank Kurnool The Dist. Co-operative Central Bank Ltd. Kurnool Uppalapadu (d.no.3-7 - 3023) in Uppalapadu, Andhra Pradesh is APBL0013023. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
District Co Operative Central Bank Kurnool The Dist. Co-operative Central Bank Ltd. Kurnool Uppalapadu (d.no.3-7 - 3023) is located at D.no.3-7,peddabazar,uppalapadu (v),owk(m),kurnool- 518122, Uppalapadu, Andhra Pradesh. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of District Co Operative Central Bank Kurnool The Dist. Co-operative Central Bank Ltd. Kurnool Uppalapadu (d.no.3-7 - 3023) is 518823006. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code APBL0013023 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code APBL0013023 by checking: (1) The top-left corner of any District Co Operative Central Bank Kurnool The Dist. Co-operative Central Bank Ltd. Kurnool Uppalapadu (d.no.3-7 - 3023) cheque leaf, (2) The first page of your District Co Operative Central Bank Kurnool passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: APBL0013023
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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APBL0013023
What Each Part Means
- Bank Code — APBL
- The first 4 characters uniquely identify District Co Operative Central Bank Kurnool at the national level. Every branch of District Co Operative Central Bank Kurnool across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 013023
- The final 6 characters 013023 uniquely identify this specific branch within the District Co Operative Central Bank Kurnool network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | APBL | Identifies District Co Operative Central Bank Kurnool |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 013023 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
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District Co Operative Central Bank Kurnool
The Dist. Co-operative Central Bank Ltd. Kurnool Uppalapadu (d.no.3-7 - 3023), Uppalapadu, Andhra Pradesh
Cheque No.
00013023
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | APBL0013023 | 518823006 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.