District Co Operative Central Bank Kakinada District Co-operative Central Bank Kakinada Imps IFSC Code
District Co Operative Central Bank Kakinada
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
District Co-operative Central Bank Kakinada Imps
District
Kakinada
State
Maharashtra
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Frequently Asked Questions
About District Co Operative Central Bank Kakinada District Co-operative Central Bank Kakinada Imps (d.no.70-01-28/1 - 4001), Kakinada
The IFSC code APBL0004001 (lowercase: apbl0004001) belongs to District Co Operative Central Bank Kakinada, specifically the District Co-operative Central Bank Kakinada Imps (d.no.70-01-28/1 - 4001) branch located in Kakinada, Maharashtra.
The 5th character in the IFSC code APBL0004001 is a zero (0), not the letter 'O'. The correct format is APBL0004001 (lowercase: apbl0004001), and not APBLO004001. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of District Co Operative Central Bank Kakinada District Co-operative Central Bank Kakinada Imps (d.no.70-01-28/1 - 4001) in Kakinada, Maharashtra is APBL0004001. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
District Co Operative Central Bank Kakinada District Co-operative Central Bank Kakinada Imps (d.no.70-01-28/1 - 4001) is located at D.no.70-01-28/1, Nagamallithota Jn, Kakinada, Kakinada, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of District Co Operative Central Bank Kakinada District Co-operative Central Bank Kakinada Imps (d.no.70-01-28/1 - 4001) is 533842002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code APBL0004001 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code APBL0004001 by checking: (1) The top-left corner of any District Co Operative Central Bank Kakinada District Co-operative Central Bank Kakinada Imps (d.no.70-01-28/1 - 4001) cheque leaf, (2) The first page of your District Co Operative Central Bank Kakinada passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: APBL0004001
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
APBL0004001
What Each Part Means
- Bank Code — APBL
- The first 4 characters uniquely identify District Co Operative Central Bank Kakinada at the national level. Every branch of District Co Operative Central Bank Kakinada across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 004001
- The final 6 characters 004001 uniquely identify this specific branch within the District Co Operative Central Bank Kakinada network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | APBL | Identifies District Co Operative Central Bank Kakinada |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 004001 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
District Co Operative Central Bank Kakinada
District Co-operative Central Bank Kakinada Imps (d.no.70-01-28/1 - 4001), Kakinada, Maharashtra
Cheque No.
00004001
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | APBL0004001 | 533842002 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.