Co Operative Bank Of Rajkot The Coop Bank Of Rajkot Morvi IFSC Code
Co Operative Bank Of Rajkot
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
The Coop Bank Of Rajkot Morvi
District
Morvi
State
Gujarat
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Frequently Asked Questions
About Co Operative Bank Of Rajkot The Coop Bank Of Rajkot Morvi (sadan Ravapar Road Morvi - - J005), Morvi
The IFSC code YESB0RAJ005 (lowercase: yesb0raj005) belongs to Co Operative Bank Of Rajkot, specifically the The Coop Bank Of Rajkot Morvi (sadan Ravapar Road Morvi - - J005) branch located in Morvi, Gujarat.
The 5th character in the IFSC code YESB0RAJ005 is a zero (0), not the letter 'O'. The correct format is YESB0RAJ005 (lowercase: yesb0raj005), and not YESBORAJ005. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Co Operative Bank Of Rajkot The Coop Bank Of Rajkot Morvi (sadan Ravapar Road Morvi - - J005) in Morvi, Gujarat is YESB0RAJ005. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Co Operative Bank Of Rajkot The Coop Bank Of Rajkot Morvi (sadan Ravapar Road Morvi - - J005) is located at Sahakar Sadan, Ravapar Road, Morvi - 363641, Morvi, Gujarat. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Co Operative Bank Of Rajkot The Coop Bank Of Rajkot Morvi (sadan Ravapar Road Morvi - - J005) is 363441021. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code YESB0RAJ005 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code YESB0RAJ005 by checking: (1) The top-left corner of any Co Operative Bank Of Rajkot The Coop Bank Of Rajkot Morvi (sadan Ravapar Road Morvi - - J005) cheque leaf, (2) The first page of your Co Operative Bank Of Rajkot passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: YESB0RAJ005
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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YESB0RAJ005
What Each Part Means
- Bank Code — YESB
- The first 4 characters uniquely identify Co Operative Bank Of Rajkot at the national level. Every branch of Co Operative Bank Of Rajkot across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — RAJ005
- The final 6 characters RAJ005 uniquely identify this specific branch within the Co Operative Bank Of Rajkot network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | YESB | Identifies Co Operative Bank Of Rajkot |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | RAJ005 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Co Operative Bank Of Rajkot
The Coop Bank Of Rajkot Morvi (sadan Ravapar Road Morvi - - J005), Morvi, Gujarat
Cheque No.
00000005
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | YESB0RAJ005 | 363441021 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.